Loan Save / Loan Creation Version 1

POST Loan Save

This is the API for creating or saving loans. The Loan Save Api receives the loan once it has been generated at LOS and uses it to build the customer's loan portfolio for SynoFin LMS.

URL: {{base_url}}/loan-management/v1/loan/save

Run in Postman: Loan Save API

Request: 

Query Parameter:

Schema

LoanApplicationRequestDTO{

dpd	integer($int32)
email	string
address	string
currency	integer($int32)
tenure*	integer($int32) minimum: 1
foir	number($double)
gender	string
industry	string
customer*	[...]
isSubvention	boolean
irr	number($double)
advanceInstallmentAmountNotNull	number($double) writeOnly: true
source_application_number	string
product_id*	string
branch_id	string
dealer_id	string
loan_application_id	integer($int64)
interest_rate*	number($double)
installment_frequency	string
sanctioned_amount	number($double)
disbursed_amount*	number($double)
paid_amount	number($double)
original_tenure	integer($int32)
current_tenure	integer($int32)
installment_computed_on	string
sanction_date*	string($date-time)
ltv_ratio	number($double)
tax_identification_number	string
loan_amount	number($double)
loan_tenure	integer($int32)
installments_paid	integer($int32)
loan_marking	[string]
installment_amount	number($double)
principal_outstanding	number($double)
customer_name	string
phone_no	string
is_whatsapp_no	boolean
advance_installment_count	integer($int32)
advance_installment_amount	number($double)
total_installments	integer($int32)
is_priority_sector_lending_applicable	boolean
principle_outstanding	number($double)
total_overdue	number($double)
emi_due	number($double)
other_charges	number($double)
disbursed_by	string
source_application_identifier	string
product	string
scheme*	string
loan_type	string
loan_application_number	string
balance_principal	number($double)
interest_rate_monthly	number($double)
customer_relationship_id	string
customer_category	string
no_of_disbursement	integer($int32)
customer_id	integer($int64)
product_code	string
scheme_code	string
loan_application_type	string
branch_code	string
cibil_score	integer($int32)
lending_rate	number($double)
scheme_lending_rate	number($double)
branch_state	string
branch_city	string
emi_amount	number($double)
customer_number	string
branch_zone	string
utilized_limit	number($double)
dsa_name	string
unrealized_limit_amount	number($double)
applied_amount	number($double)
branch_manager	string
sourcing_channel	string
risk_category	string
sourcing_channel_type	string
pd_location	string
account_classification	string
drawing_power	number
lien_mark	string
lien_amount	number($double)
tos	number($double)
debit_freeze	string
total_freeze	string
pemi_count	integer($int32)
loan_net_worth	number($double)
start_principle_recovery	boolean
caf_number	string
no_of_cheque_bounce	integer($int64)
dealer_code	string
advance_interest	number($double)
advance_emi	number($double)
advance_emi_payment_mode	string
advance_interest_payment_mode	string
total_moratorium_count	integer($int32)
next_emi_amount	number($double)
grace_period	integer($int32)
delinquency	integer($int32)
moratorium_period	integer($int32)
advance_amount_recovery_type	string
total_nach_bounce_count	integer($int32)
total_count_of_repayment	integer($int32)
whatsapp_no	string
aggregated_ltv	number($double)
overline_amount	number($double)
total_number_of_bounce_count	integer($int32)
moratorium_type	string
moratorium_months	integer($int32)
loan_purpose	string
account_type	string
remarks	string
disbursal_author_name	string
product_type	string
credit_manager_code	string
sourcing_rm_code	string
branch_manager_code	string
repayment_van	string
tds_mode	string
installment_plan	string
installment_mode	string
disbursal_status	string
credit_manager_id	string
sourcing_rm	string
loan_status	string
sourcing_rm_name	string
sourcing_supervisor	string
subvention_details	SubventionDetails{ taxAmount number($double) subvention_type string amount_type string subvention_amount number($double) tax_inclusive boolean subvention_rate number($double) partner_id string subvention_charges [ChargesRequestDTO{ original_amount number($double) paid_amount number($double) charge_id string charge_rate number($double) tax_amount number($double) status string receivable_payable string is_tax_applicable boolean pending_amount number($double) waived_amount number($double) source_id string tax_type string amount_without_tax number($double) charge_label string due_date string($date-time) transaction_date string($date-time) }] }
loan_documents	[CustomerDocumentRequestDTO{ description string document_url string document_value string is_verified boolean applicant_type string customer_name string other_document_name string document_type* string document_status string document_state string receiving_date string($date-time) document_file string document_format string loan_id integer($int64) document_stage string disbursal_stage string document_department string }]
collateral	[CollateralRequestDTO{ description string address string pincode integer($int32) remarks string identifier string longitude number($double) latitude number($double) capacity number($double) status string marking string country integer($int32) region integer($int32) state integer($int32) city integer($int32) district integer($int32) taluka integer($int32) village integer($int32) collateral_id integer($int64) cersai_score number($double) loan_id integer($int64) is_building_constructed boolean built_up_area string carpet_area string age_of_property integer($int32) residual_age_of_property integer($int32) plot_number integer($int32) seller_name string present_registered_owner string tct_no integer($int64) lot_no integer($int64) percentage_share integer($int32) is_property_registered_in_favour_of_borrower boolean registration_number string agreement_value number($double) amenities_agreement_value number($double) owner_name string ownership_percentage_share integer($int32) policy_note_number string insurance_company_name string insurance_term string coverage_amount number($double) premium_amount number($double) insurance_deviation_details string cersai_txn_ref_no string cersai_security_interest_id string cersai_no_of_borrowers integer($int32) cersai_no_of_documents integer($int32) cersai_no_of_third_parties integer($int32) country_string string region_string string state_string string city_string string district_string string taluka_string string village_string string karat_value number($double) gross_weight number($double) net_weight number($double) rf_id string collateral_product string geo_limit string installer_name string installer_gstno string installer_address string installer_city string installer_state string installer_pincode integer($int32) installer_district string installer_id string cost_of_asset number($double) pv_module_model string pv_module_make string inverter_model string inverter_make string asset_type string vehicle_type string manufacturer string product string model string chasis_no string dealer_name string dealer_address string dealer_city string dealer_state string dealer_pincode integer($int32) policy_cover_note_number string insurance_company string start_date_disburse_date string($date-time) coverage_type string ownership_status string installer_address_json string vehicle_registration_no string engine_no string global_collateral_identifier string property_information string land_type string land_area number($double) model_year integer($int32) fuel_type string gross_total number($double) total_discount number($double) total_tax number($double) total_invoice_amount number($double) invoice_line_item [InvoiceLineItemDto{ loan_id integer($int32) item_name string quantity number($double) discount number($double) unit_price number($double) tax number($double) created_date string($date-time) }] sub_registrar string carpet_up_area_unit string built_up_area_unit string collateral_type* string collateral_subtype* string repossession_status string property_type string nature_of_property string property_classification string property_ownership string property_purpose string market_value number($double) address_type string current_usage string agreement_type string sale_deed_date string($date-time) ownership_dates JsonNode{...} disbursal_date string($date-time) cersai_security_interest_creation_date string($date-time) collateral_document [CustomerDocumentRequestDTO{ description string document_url string document_value string is_verified boolean applicant_type string customer_name string other_document_name string document_type* string document_status string document_state string receiving_date string($date-time) document_file string document_format string loan_id integer($int64) document_stage string disbursal_stage string document_department string }] insurance_start_date string($date-time) insurance_end_date string($date-time) valuation_date_of_asset string($date-time) property_usage string invoice_items [InvoiceLineItemDto{ loan_id integer($int32) item_name string quantity number($double) discount number($double) unit_price number($double) tax number($double) created_date string($date-time) }] }]
repayment_schedule	[RepaymentResponseDTO{ installment_number string due_date string opening_balance integer($int32) installment_amount integer($int32) principal_component integer($int32) interest_component integer($int32) status string repayment_schedule_id integer($int64) interest_rate number($double) closing_balance integer($int32) installment_number_int integer($int32) pending_amount number($double) pemi_flag boolean principal_due number($double) ratio string installment_indicator string irr number($double) tos number principal_in_process number($double) interest_in_process number($double) delay_days integer($int32) advance_prepay_flag boolean }]
credit_manager	integer($int32)
deal	DealBaseDTO{ deal_code string deal_name string created_date string($date-time) }
sourcing_branch	integer($int32)
branch	string
disbursal_date	string($date-time)
days_convention	string
recovery_type	string
recovery_subType	string
next_installment_date	string($date-time)
maturity_date	string($date-time)
asset_classification	string
tenure_convention	string
spdc_details	[SpdcRequestDTO{ status string loan_id integer($int64) customer_id integer($int64) bank_id integer($int64) bank_account_number string branch_id integer($int64) cheque_number string cheque_amount number($double) customer_type stringEnum: [ guarantor, coapplicant, applicant, anchor ] }]
disbursal_details	[DisbursalTrailRequestDTO{ disbursal_number string remarks string rate number($double) disbursed_amount* number($double) enhanced_amount number($double) reduced_amount number($double) sanctioned_amount number($double) adjusted_amount number($double) net_disbursal_amount* number($double) status* string disbursal_type string payment_amount* number($double) pending_amount* number($double) pemi_amount number($double) disbursal_breakup [BreakUpBaseDTO{ breakup_number string business_partner_name string business_partner_type string other_payables number($double) disbursal_amount* number($double) paid_amount* number($double) payment_status string pending_amount* number($double) bank_name string ifsc_code string account_number string instrument_type string payment_date string($date-time) }] disbursal_date* string($date-time) }]
linked_loan_details	[LinkedLoanRequestDTO{ primary_account_no string secondary_account_no string remarks string reason string dpd integer($int32) relation integer($int32) primary_loan_id integer($int64) secondary_loan_id integer($int64) loan_status string principal_outstanding number($double) asset_classification string total_due number($double) linked_loan_id integer($int64) }]
loan_charges	[ChargesRequestDTO{ original_amount number($double) paid_amount number($double) charge_id string charge_rate number($double) tax_amount number($double) status string receivable_payable string is_tax_applicable boolean pending_amount number($double) waived_amount number($double) source_id string tax_type string amount_without_tax number($double) charge_label string due_date string($date-time) transaction_date string($date-time) }]
receipts	[ReceiptsRequestDTO{ receipt_reference string fund_transfer_receipt string receipt_amount number($double) bounce_reason string charge_id string instrument_number string pay_slip_number string source_id string receipt_purpose string receipt_id integer($int64) deposit_bank_acc_number string reason_code string reason_description string loan_account integer($int32) receipt_payment_type integer($int32) date_of_receipt string($date-time) repayment_indicator integer($int32) receipt_status string payment_type string maker_date string($date-time) authorization_date string($date-time) deposit_date string($date-time) transaction_date string($date-time) receipt_state string }]
charges_receipt_mapping	[ChargesReceiptMappingDTO{ source_charge_id [string] source_receipt_id [string] }]
interest_start_date	string($date-time)
repayment_start_date	string($date-time)
repayment_mode	string
agreement_date	string($date-time)
login_date	string($date-time)
disbursal_maker_date	string($date-time)
disbursal_author_date	string($date-time)
offer_amount	integer($int32)
partial_tenure	integer($int32)
branch_hierarcy	JsonNode{}
state_head	string
interviewer_details	[InterviewDetailsDTO{ name string longitude number($double) latitude number($double) pd_done_by string accompanied_with boolean customer_id integer($int64) customer_type string joint_visit_with string place_of_meeting string date_of_pd string($date-time) pd_photo string }]
psl_applicable	boolean
is_repayment_contributed	boolean
interest_until	integer($int64)
customer_irr	number($double)
is_broken_period_paid	boolean
advance_installment	AdvanceInstallmentDTO{ advance_installment_amount number($double) advance_installment_adjustment_time string number_of_advance_installment integer($int32) adjust_from_disbursement boolean }
rbi_activity_classification	string

}

Loan Save API BASE DTO DETAILS

Loan Application Request DTO

Attributes				Type	Description	Default Value / Master Value	Mandatory
dpd				integer($int32)	Dpd represents Due Past Days	It should always be a round number	No
email				string	Email represents applicant mail id	-	No
address				string	applicant address	-	No
currency				integer($int32)	The system or type of money that a particular country uses	-	No
tenure				integer($int32) minimum: 1	The tenure in your loan is the time period between the disbursal of your loan and the last EMI payment that you make.	-	Yes
foir				number($double)	Fixed Obligation to Income Ratio	-	No
gender				string	Applicant gender	Fetched From Masters	No
industry				string	Type of industry	master values (lists)	No
customer	dob			string($date-time)	If DOB IS NULL THEN DOI ELSE DOB	-	Yes
	remarks			string	remark		No
	obligations			[...]	it contains obligation info about a customer like loan_amount,emi_amount, emis_paid,remaining_loan_balance details	-	No
	email			string		-	No
	address	line1		string	line 1 address	used to update address json	No
		line2		string	line2 address	used in address json	No
		pincode		string	pincode		No
		city		string	city		No
		state		string	state		No
		country		string	country		No
		type		string	type of address		Yes
		residence_type		string	residence type		No
	documents	description		string			No
		document_url		string	S3 bucket url		No
		is_verified		string	Document Identification number		No
		applicant_type		boolean	whether document is verified		No
		customer_name		string			No
		other_document_name		string			No
		document_type		string			Yes (If, Document is uploaded)
		document_status		string			No
		document_state		string			No
		receiving_date		string($date-time)			No
		document_file		string			No
		document_format		string			No
		loan_id		integer($int64)			No
		document_stage		string			No
		disbursal_stage		string			No
		document_department		string			No
	religion			string	religion of the customer		No
	caste			string	caste of the customer		No
	cibil			integer($int32)	cibil score of the customer
	crif			string	It is one of the indicatior for the creditworthiness of a customer		No
	industry			string	industry on which the customer is workng	master values (lists)	No
	website			string	website of the customer		No
	first_name			string	first name of the customer		Yes
	last_name			string	last name of the customer		Yes
	middle_name			string	middle name of the customer		No
	gender_id			integer		IF ID_Title = '1' Then 'Male' IF ID_Title = '2' Then 'Female' Else 'Others'	No
	category_id			string	its represent category like General, OBC, SC/ST of a customer		No
	place_of_birth			string	place of birth of the customer		No
	marital_status_id			string	marital status of the customer		Yes
	country_code			string	phone country code of the customer		No
	contact_person_name			string	name of the contact person of the customer		No
	contact_person_mobile			string	mobile no. of the contact person of the customer		No
	contact_person_email			string	email of the contact person of the customer		No
	preferred_address			string			No
	phone_number	type		string	Type of Phone number		Yes
		phone		string	Phone Number		Yes
		code		string	Country code		No
		extn		string	Phone Extension		No
		is_whatsapp_no		boolean	whether it is whatsapp number or not	FALSE	No
	related_people	age		integer($int32)	Age of the person related to customer		No
		dependants		integer($int32)			No
		remarks		string			No
		name		string	Name		No
		address	line1				No
			type				No
		dob		string($date-time)			No
		degree_id		string			No
		phone_number	type	string	Type of Phone number		Yes
			phone	string	Phone Number		Yes
			code	string	Country code		No
			extn	string	Phone Extension		No
			is_whatsapp_no	boolean	whether it is whatsapp number or not	FALSE	No
occupation_id		string	Occupation		No
same_occupation		boolean	Whether same occupation as customer		No
living_with_him		boolean	Is related people living with thw customer		No
medical_condition		string	Medical condition		No
maiden_name		string	the original surname of a married woman who uses her husband's surname name after marriage.		No
people_type		string			No
relation_id		string	Relation With customer		No
education_qualification_id		string	Education Qualification		No
customer_id						No
preferred_language						No
bank_details	branch_name		string	name of bank branch		No
	account_number		string	Account Number		No
	id		integer($int64)			No
	bank_name		string	Bank Name		No
	is_repayment_account		boolean	whether the bank account is repayment account		No
	is_default_account		boolean			No
	branch_ifsc		string	Branch IFSC Code		No
	bank_document		[...]	Bank Related Dcouments		No
	nach_detail		NachDetailRootRequestDTO{...}			No
	umrn_no		string			No
	customer_name		String	Name of Customer		No
	branch_code		Strinf	Account Branch Code		No
	account_type		string	Type of Account		No
business_details	landmark		string	landmark
	phone		string
	msme		boolean	Ministry of Micro, Small & Medium Enterprises	FALSE
	ownership		string
	state		string	ownership of the business
	district		integer($int64)	code of the state
	city		integer($int64)	code of the district
	earner		integer($int64)	code of the city
	company_or_firm_name		boolean	check for identify the applicant is the earner or not
	gross_monthly_income		string	name of the company or firm of the customer
	total_work_experience		integer($int64)	gross monthly income of customer
	major_occupation		integer($int32)	total work of the customer in the business
	full_address		boolean	check whether the business is the major occupation of the customer or not
	preferred_communication		string	full address of the businees
	pin_code		boolean	preferred communication
	total_expense		string	pincode of the business address
	udyog_aadhar		number($double)	total expense of the business
	loan_net_worth		string	Udyog Aadhaar Memorandum (UAM) is a single-page registration form under which, as an MSME registration, you can self-certify your entity's existence, bank details, promoter/ owner's Aadhaar details and other needed details
	designation		number($double)	what is the net worth of the loan
	monthly_purchase		number($double)	amount of purchase in a month
	monthly_sale		number($double)	monthly sale of in the business
	total_year_of_operation		integer($int32)	year of operation in business
	occupation_type		string	type of occupation
institution_details			[...]	it contains instituition details of the customer like employerName, institution_name,registration_number etc
customer_type			string	It holds the info about the type like applicant, coapplicant, guarantor the customer belongs to
relationship_with_applicant			string	applicant releation with the customer
customer_relationship_id			string	it is the customer id from los
is_individual			boolean
constitution_type			string	it holds the constitution type details like proprietorship, partnership of a customer
authorized_signatory			string
bureau_score			string	bureau score of a customer
registration_number			string
registration_type			string
sub_industry			string	it contains the sub industry info of the customer
partnership_percentage			integer($int32)
msme_flag			boolean
msme_subtype			string
customer_category			string	it holds the info about customer category line indivisual or non-indivisual
commercial_bureau_score			number($double)	it contains the commercial bureau score
kyc_risk_categorization			string
nach_detail			NachDetailRootRequestDTO{...}	it contails info about nach deails like umrn no, mandate id, status etc
payment			PaymentToRequestDTO{...}	It contains the payment info like account number, bank name , ifsc etc
insurance_data			[...]	it contains insurence info of the customer
equifax			integer($int32)	it represents the equifax score of the customer
education_qualification			string	it represents education qualification of the cutome
graduate			number($double)	total expense of the customer
total_expense			string	global id of the customer which is common in all bank and nbfc for a particular customer
global_customer_id			integer($int32)	number of dependent of the customer
number_of_dependents			string	A guardian may also be called a conservator when the role includes managing the finances of the child or adult.
guardian_name			integer($int32)	from how many number of year customer live in the current city
living_since_current_city			integer($int32)	number of month living at the current address
months_at_current_address			integer($int32)	number of months living at the current city
months_at_current_city			integer($int32)	number of years living at current address
repayment_contribution_amount			integer($int32)	number of years living at current city
repayment_contribution_percentage			number($double)	the amount of earnings remaining after all direct costs have been subtracted from revenue from the repayment amount
repayment_mode			number($double)	the percentage amount of earnings remaining after all direct costs have been subtracted from revenue from the repayment amount
isSubvention				string	it represents the repayment mode of the EMI	FALSE
irr				number($double)	The internal rate of return (IRR) is a metric used in financial analysis to estimate the profitability of potential investments.	null
source_application_number				string	Source application number generate in LOS	null	Yes
product_id				string	Type of product	null	Yes
branch_id				string	Bank branch id master values (branch)	0	No
dealer_id				string	Dealer Id master values (dealer)	null	No
loan_application_id				integer($int64)	System auto generated	auto_increament	No
interest_rate				number($double)	Interest Rate	0	Yes
installment_frequency				string	Instalment Frequency means the period You have nominated to pay, this being monthly or yearly in advance.	null	No
sanctioned_amount				number($double)	The amount made available by the Lender for disbursal to the Borrower as Loan		Yes
disbursed_amount				number($double)	The agreed-upon amount is actually paid into the borrower's account and is available for use		Yes
paid_amount				number($double)	Paid amount
original_tenure				integer($int32)	Original tenure value
current_tenure				integer($int32)	Current tenure value
installment_computed_on				string	Installment computed on
sanction_date				string($date-time)	An official document issued by a lending organisation to customers stating that their loan is approved.		Yes
ltv_ratio				number($double)	Determines the maximum amount of a secured loan based on the market value of the asset pledged as collateral
tax_identification_number				string	A Taxpayer Identification Number is an identifying number used for tax purposes in the United States and in other countries under the Common Reporting Standard.
loan_amount				number($double)	Loan amount describes the total that one is authorized to borrow
loan_tenure				integer($int32)	The tenure in your loan is the time period between the disbursal of your loan and the last EMI payment that you make.
installments_paid				integer($int32)	Instalment payments refer to a customer paying a bill in small portions throughout a fixed period of time. Instalment payments are a payment plan arranged between the buyer and the seller.	null
loan_marking				[...]
installment_amount				number($double)	An installment loan is an agreement in which a loan is repaid over time through periodic payments.	null
principal_outstanding				number($double)	Outstanding principal refers to the remaining amount of the original loan, plus any capitalized interest.	0
customer_name				string	Applicant name
phone_no				string	Applicant phone number
is_whatsapp_no				boolean	Applicant whatsapp number is store	FALSE
advance_installment_count				integer($int32)	The thing being in case of advance emi, you downpay extra installment counts
advance_installment_amount				number($double)	Advance installment amount
total_installments				integer($int32)	Number of total installments	null
is_priority_sector_lending_applicable				boolean	Priority sector lending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by the Reserve Bank of India to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro- and small enterprises, education, housing for the poor, and other low-income groups and weaker sections.	FALSE
principle_outstanding				number($double)	Outstanding principal refers to the remaining amount of the original loan, plus any capitalized interest.	0
total_overdue				number($double)	Loan overdue refers to the loan amount that a customer fails to repay on time.
emi_due				number($double)	Emi got due	0
other_charges				number($double)	Other charges	0
disbursed_by				string	Loan disbursed by		Yes
source_application_identifier				string	Unique identifier number		Yes
product				string	Lending products are any of the wide variety of bilateral credit products that are offered by private or public banking firms and institutions.	Product values store in master
scheme				string	A loan granted to a beneficiary by the Finance Partner that is aimed at financing a set of several pre-determined Projects under the Facility.	Scheme value store in master	Yes
loan_type				string	Type of Loan
loan_application_number				string	Loan Application number to identify loan
balance_principal				number($double)	The principal balance of your loan is the original amount you borrowed	0
interest_rate_monthly				number($double)	Interest rate monthly	0
customer_relationship_id				string	Applicant global id
customer_category				string	Applicant category
no_of_disbursement				integer($int32)	Number of disbursement
customer_id				integer($int64)	Applicant Id
product_code				string	Product code
scheme_code				string	Scheme code
loan_application_type				string	Loan application type
branch_code				string	Branch code
cibil_score				integer($int32)	CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report
lending_rate				number($double)	Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing.
scheme_lending_rate				number($double)
branch_state				string	Branch State
branch_city				string	Branch City
emi_amount				number($double)	Emi Amount
customer_number				string	Applicant number
branch_zone				string	Branch zone
utilized_limit				number($double)	Utilized Limit
dsa_name				string	Direct Selling Agent. DSA's job is to find potential customers for the bank or the NBFC they represent.
unrealized_limit_amount				number($double)	Unrealised limit amount
applied_amount				number($double)	Actual applied amount by applicant for loan
branch_manager				string	Branch manager
sourcing_channel				string	Sourcing channel
risk_category				string	Risk category
sourcing_channel_type				string	Sourcing channel type
pd_location				string	Pending Revolving Loans means, at any time, the aggregate principal amount of all Revolving Loans requested in any Notice of Borrowing received by the Agent .
account_classification				string	Account classification	Data Fetched From Masters
drawing_power				number	Drawing power is the limit upon which every borrower can withdraw the money within the cash credit limit.
lien_mark				string	Lien marking is the right given to the lender over a security to recover the money in case the credit given to the borrower is not repaid as per the terms agreed to.	FALSE
lien_amount				number($double)	he amount of money that gets locked by the bank for a fixed period of time.	0
tos				number($double)	It is a type of document stating details about what a service provider is responsible for as well as user obligations that must be adhered to for continuation of the service.	0
debit_freeze				string	Frozen accounts do not permit any debit transactions. When an account is frozen, account holders cannot make any withdrawals, purchases, or transfers, but they may be able to continue to make deposits and transfer into it	FALSE
total_freeze				string		FALSE
pemi_count				integer($int32)	It is field to count to mantain the pre-emi count	This field is used internally
loan_net_worth				number($double)	Net worth is the difference between the asset and the liability of an individual or a company
start_principle_recovery				boolean	Start of the principle recovery or not	TRUE
caf_number				string	Customer appllication form
no_of_cheque_bounce				integer($int64)	Number of cheque bounce	This field is used internally
dealer_code				string	It is a 14-digit numerical code provided by a bank with which your business has a current account.
advance_interest				number($double)	interest relating to a particular period of a loan, calculated or paid at the beginning of the period	This field is used internally
advance_emi				number($double)	refers to the type of EMI payments where the first EMI payment is made in advance to the lender	This field is used internally
advance_emi_payment_mode				string	Mod of advance emi payment mode	This field is used internally
advance_interest_payment_mode				string	advance interest payment mode	This field is used internally
total_moratorium_count				integer($int32)	count of total moratorium	This field is used internally
next_emi_amount				number($double)	amount of the next emi	This field is used internally
grace_period				integer($int32)	Grace period is a feature provided by banks or insurance companies so that customers can delay payment for a certain period of time after the due date
delinquency				integer($int32)	Delinquency means that you are behind on payments.
moratorium_period				integer($int32)	A moratorium period is a duration when the borrower doesn't have to make the home loan EMI payments
advance_amount_recovery_type				string
total_nach_bounce_count				integer($int32)	count of the nach boune	This field is used internally
total_count_of_repayment				integer($int32)	total count of repayment	This field is used internally
whatsapp_no				string	whatsapp number	This field is used internally
aggregated_ltv				number($double)	he ratio, in which the numerator is equal to the Aggregate Principal Balance and the denominator is equal to the Appraised Value of the Properties
overline_amount				number($double)	A loan amount in excess of a financial institution's legal lending limit to any one borrower in which the institution has enlisted the services of another lender to participate in the loan.
total_number_of_bounce_count
moratorium_type
moratorium_months
installment_plan				string	Hire-purchase Plan, in business, credit that is granted on condition of its repayment at regular intervals, or installments, over a specified period of time until paid in full
installment_mode				string	mode of installment paid
disbursal_status				string	status of disbursal
credit_manager_id				integer($int32)	id of credit manager
sourcing_rm				integer($int32)	sourcing rm
loan_status				string	status of loan
sourcing_rm_name				string	name of sourcing rm
sourcing_supervisor				string
subvention_details				SubventionDetails{...}
loan_documents	description
	document_url			string	S3 bucket url
	document_value			string	Document Identification number
	is_verified			boolean	whether document is verified
	applicant_type			string
	customer_name			string
	other_document_name			string
	document_type			string
	document_status			string
	document_state			string($date-time)
	receiving_date			string
	document_file			string
	document_format			integer($int64)
	loan_id			string
	document_stage			string
	disbursal_stage			string
	document_department			string
collateral	description			string	description of collateral like collateral
	address			string	address json
	pincode			integer($int32)	pincode
	remarks			string	remark
	identifier			string	kind of collateral id
	longitude			number($double)	longitude of collateral
	latitude			number($double)	latitude of collateral
	capacity			number($double)	capacity in case of collateral solar
	status			string	status of collateral
	marking			string	marking of collateral
	country			integer($int32)	country code
	region			integer($int32)	region kind of code
	state			integer($int32)	state kind of code
	city			integer($int32)	citty kind of code
	district			integer($int32)	district kind of code
	taluka			integer($int32)	taluka kind of code
	village			integer($int32)	village kind of code
	collateral_id			integer($int64)	collateral id
	cersai_score			number($double)	cersai score
	loan_id			integer($int64)	loan id
	is_building_constructed			boolean	check whether building is constructed or not
	built_up_area			string	The built-up area of a premise is measured from the external perimeter wall surfaces
	carpet_area			string	The area of an apartment that can be covered by a carpet or the net usable area is known as the carpet area
	age_of_property			integer($int32)	age of property
	residual_age_of_property			integer($int32)	age of property like house such that for valuation it is valid for 100 yrs
	plot_number			string	number of plot
	seller_name			string	name of seller of collateral
	present_registered_owner			string	name of present registered owner
	tct_no			integer($int64)
	lot_no			integer($int64)	lot number in collateral
	percentage_share			integer($int32)	Sharing Percentage means, as to a Partner, the percentage obtained by dividing the Units of such Partner by an amount equal to the total Units of all Partners.
	is_property_registered_in_favour_of_borrower			boolean	check whether the property registered is in favor of borrower or not
	registration_number			string	registration number of the collateral
	agreement_value			number($double)	an amount that an insurance company agrees to insure a property for at the start of an insurance period, and that it will pay if the property is lost or destroyed
	amenities_agreement_value			number($double)
	owner_name			string	name of the owner of the collateral
	ownership_percentage_share			integer($int32)	percentage sharing of the owner in the collateral
	policy_note_number			string	policy note number of collateral
	insurance_company_name			string	the name of company providing you with financial coverage in the case of unexpected, bad events covered on your renters insurance or homeowners policy.
	insurance_term			string	Term insurance provides coverage for the specified number of years, known as the policy term.
	coverage_amount			number($double)
	premium_amount			number($double)	an amount paid periodically to the insurer by the insured for covering his risk
	insurance_deviation_details			string
	cersai_txn_ref_no			string	cersai transaction refrence number
	cersai_security_interest_id			string	cersai security interest id
	cersai_no_of_borrowers			integer($int32)
	cersai_no_of_documents			integer($int32)
	cersai_no_of_third_parties			integer($int32)
	country_string			string	name of country
	region_string			string	name of region
	state_string			string	name of state
	city_string			string	name of city
	district_string			string	name of district
	taluka_string			string	name of taluka
	village_string			string	name of village
	karat_value			number($double)	measuring unit of gold
	gross_weight			number($double)	gross weight of gold in grms
	net_weight			number($double)	net weight of gold in gms
	rf_id			string
	collateral_product			string	type of collateral like invoice
	installer_name			string	solar panel installer person name
	installer_gstno			string	installer person gst number
	installer_address			string	installer person address
	installer_city			string	installer person city name
	installer_state			string	installer person state name
installer_pincode			integer($int32)	installler person pincode
installer_district			string	installer person district
installer_id			string	intstaller person id
cost_of_asset			number($double)
pv_module_model			string	pv module model nummber
pv_module_make			string
inverter_model			string	In inverter type air conditioners, temperature is adjusted by changing motor speed without turning the motor ON and OFF
inverter_make			string
asset_type			string	in case of vehicle loan asset type is vehicle like that
vehicle_type			string	it include two wheeler , four wheeler
manufacturer			string	for eg. : TW_MF_10 - SUZUKI
product			string	product is like two wheeler finace
model			string	model is like name of the vehicle
chasis_no			string	chasis number is Vehicle Identification Number(VIN) Details eg. :MB8DP12DJM8878946
dealer_name			string	name of the vehicle deeler person
dealer_address			string	dealer person address
dealer_city			string	dealer person city
dealer_state			string	dealer state
dealer_pincode			integer($int32)	dealer pincode
policy_cover_note_number			string	a temporary certificate of insurance issued by the Insurer before the issuance of a policy after the Insured has given a duly filled in proposal form and has paid the premium in full.
insurance_company			string	it basically refer to the insurance comapny in case of the vehicle loan
start_date_disburse_date			string($date-time)	the date of disbursal start
coverage_type			string
ownership_status			string	ownership status in the collateral
installer_address_json			string	installer address json for store the address
vehicle_registration_no			string	vehicle registration number similar like VIN
engine_no			string	engine number of the vehicle
global_collateral_identifier			string	global collateral identifier number which is unique for a collateral
property_information			string	information about the property
land_type			string	There are various type of the land like agriculture, commercial, etc.
land_area			number($double)	area of land
collateral_type			string	It includes gold, solar, land, building, etc.
collateral_subtype			string	it include type of collateral like in case of collateral we can say building, land, etc.
repossession_status			string	there are two types of vehicle repossession: voluntary and involuntary
property_type			string	There are several type of the property like personal, private, public, etc.
nature_of_property			string	any physical or intangible entity that is owned by a person or jointly by a group of people
property_classification			string	Property Classification means assigning a grade to the property after assessment of its Reserve Value for the purposes of assigning a Premium to the property.
property_ownership			string	it is related to the owner of the property
property_purpose			string	property purpose include the terms like self-occupied, residential purpose, rented, etc.
market_value			number($double)	what is the current market value of the property
address_type			string	address type of the property like property , property_address, etc.
current_usage			string	current usage of the property like it is vacant or self-occupied, etc.
agreement_type			string	type of agrreement
sale_deed_date			string($date-time)	Date of sale means the date (normally shown on the instrument of conveyance or sale) that ownership of or title to real property, or control of the controlling interest in an entity that has a beneficial interest in real property, is delivered to the buyer/transferee in exchange for valuable consideration.
ownership_dates			JsonNode{...}	date of the ownership in collateral
disbursal_date			string($date-time)	date of amount disbursal
cersai_security_interest_creation_date			string($date-time)	According to the government's directives, financial institutions must register details of security interests created by them with CERSAI within 30 days of its creation.
collateral_document
insurance_start_date			string($date-time)	the day your insurance company will begin helping to pay for your expenses
insurance_end_date			string($date-time)	the date on which something such as a contract, right, or legal obligation ends
valuation_date_of_asset			string($date-time)	It is the date at which funds, assets, or money's value becomes effective
property_usage			string	the usage of the property
credit_manager				integer($int32)	Credit managers are responsible for overseeing the credit granting process for a company.
sourcing_branch				integer($int32)	sourcing branch
branch				string	branch
disbursal_date				string($date-time)	disbursal date
days_convention				string	A day-count convention is the system used on debt securities, such as bonds or swaps, to calculate the amount of accrued interest or the present value when the next coupon payment is less than a full coupon period away.
recovery_type				string	type of recovrery of loan
recovery_subType				string	there no many way of recovery money it comes under the recovery subtype
next_installment_date				string($date-time)	due date of next installment date
maturity_date				string($date-time)	date of the ideal closure of the loan
asset_classification				string	Asset classification, the system of assigning investments into groups or categories that have similar characteristics
tenure_convention				string	it is similar to tenure like convention type
spdc_details				[...]
disbursal_details	disbursal_number			string	remarks regarding disbursal
	remarks			number($double)
	rate			number($double)	amount of disbused
	disbursed_amount			number($double)	An enhancement amount, conventionally, is when a commercial producer pays money to a nonprofit theater to help subsidize a production.
	enhanced_amount			number($double)	Reduced Amount means the greatest amount of Agreement Payments that can be paid that would not result in the imposition of the excise tax
	reduced_amount			number($double)	the amount of saction which come from los side
	sanctioned_amount			number($double)	an adjustment in the amounts payable under this Agreement (whether in the form of a lump sum or recurrent payment or increase in the Contract Price or otherwise) pursuant to clause 15.
	adjusted_amount			number($double)	total disbursal amount
	net_disbursal_amount			string	disbursal status
	status			string	type of disbursal
	disbursal_type			number($double)	amount to be paid
	payment_amount			number($double)	amount pending as per disbursed amount
	pending_amount			[...]	refer breakUpBaseDto
	disbursal_breakup	breakup_number		string	disbursal break up number
		business_partner_name		string	name of business partner if any
		business_partner_type		string	type of business partner
		other_payables		number($double)	other payables
		disbursal_amount		number($double)	amount of disbursed
		paid_amount		number($double)	amount to be paid
		payment_status		string	status of payment like paid , pending, etc
		pending_amount		number($double)	amount which is pending from the nbfc side to disbursed
		bank_name		string	name of the bank
		ifsc_code		string	ifsc code of the respective bank
		account_number		string	bank account number
		instrument_type		string	type of instrument
	disbursal_date			string($date-time)	date of disbursal
linked_loan_details
loan_charges	original_amount			number($double)	total amount of all charges for a particular loan
	paid_amount			number($double)	amount of charge paid out of original amount
	charge_id			string	id of the charge
	charge_rate			number($double)	rate apply on what rate
	tax_amount			number($double)	amount of tax applied on the charges
	status			string	it refers to the payment status
	receivable_payable			string	receivable payable is a key which used internal to get data of charge
	is_tax_applicable			boolean	check whether charges are tax applicable or not
	pending_amount			number($double)	amount of charges which in pending
	waived_amount			number($double)	amount which is waived by the nbfc
	source_id			string	id of the source
	tax_type			string	type of tax applied on particular charge
	amount_without_tax			number($double)	amount without tax in the charges
	charge_label			string	charge label
	due_date			string($date-time)	upcoming payment date of the charges
	transaction_date			string($date-time)	date of transaction of charges
receipts				[...]
charges_receipt_mapping				[...]
interest_start_date				string($date-time)	date of the interest start		Yes
repayment_start_date				string($date-time)	Start date of overpayment is fully paid back.
repayment_mode				string	mode of the repayment
agreement_date				string($date-time)	Date of Agreement means the effective date of the agreement which shall not be sooner than the date on which the agreement is executed and acknowledged by both the mortgagor and mortgagee.
login_date				string($date-time)	date at which loan is created
disbursal_maker_date				string($date-time)	date of disbursal request making
disbursal_author_date				string($date-time)	date of disbursal approved date
offer_amount				integer($int32)	amout to be offer
partial_tenure				integer($int32)	partial tenure of tthe loan
branch_hierarcy				JsonNode{...}
state_head				string	state head
interviewer_details				[...]
psl_applicable				boolean	psl flag for check whether psl applicable or not
is_repayment_contributed				boolean	flag to check whether repayment contribution is applied or not	FALSE
interest_until				integer($int64)	interest till full disbursal

 

 

Customer Document Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
description	string		null	optional
document_url	string	S3 bucket url	null	optional
document_value	string	Document Identification number	null	optional
is_verified	boolean	whether document is verified	either true or false	optional
applicant_type	string		either applicant/coapplicant/gaurantor	optional
customer_name	string		null
document_type*	string	Type of document - aadhar, pan_card, etc.	null	mandatory
document_status	string	otc, pending, received, waiver	null	optional
document_state	string	origina, photocopy, etc.	null	optional
receiving_date	string($date-time)	Document Receiving Date	null	optional
document_file	string			optional
document_format	string			optional
loan_id	integer($int64)	Loan Id	0	optional
document_stage	string	1st tranch, 2nd tranch, post disbursal. post sanction, etc.	null	optional
disbursal_stage	string		null
document_department	string	audit, credit, leagal, operations	null	optional

Phone Number DTO

Attribute	Data Value	Description	Default Value	Mandatory
type*	string	Type of Phone number	-	mandatory
phone*	string	Phone Number	-	mandatory
code	string	Country code	-	optional
extn	string	Phone Extension	-	optional
is_whatsapp_no	boolean	whether it is whatsapp number or not	FALSE	optional

Related People Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
age	integer($int32)	Age of the person related to customer	null	optional
dependants	integer($int32)		null	optional
remarks	string		null	optional
name	string	Name	null	optional
address	ReferencesAddressDTO{...}	Address	null	optional
dob	string($date-time)		null	optional
degree_id	string		null	optional
phone_number	[...]	Phone Number		optional
occupation_id	string	Occupation	null	optional
same_occupation	boolean	Whether same occupation as customer	null	optional
living_with_him	boolean	Is related people living with thw customer	null	optional
medical_condition	string	Medical condition	null	optional
maiden_name	string	the original surname of a married woman who uses her husband's surname name after marriage.	null	optional
people_type	string		null	optional
relation_id	string	Relation With customer	null
education_qualification_id	string	Education Qualification	null	optional
ReferencesAddressDTO			null	optional
line1	string	Complete Address	null	optional
type	string	Type of Address	null	optional

Bank Detail Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
branch_name	string	name of bank branch	bank branch name conatining less than 200 characters	optional
account_number	string	Account Number	accounting number containing less then 50 characters	optional
id	integer($int64)			optional
bank_name	string	Bank Name	bank name conatining less than 200 characters	optional
is_repayment_account	boolean	whether the bank account is repayment account	true, false	optional
is_default_account	boolean			optional
branch_ifsc	string	Branch IFSC Code	Branch IFSC Code	optional
bank_document	[...]	Bank Related Dcouments	refer CustomerDocumentResponseDTO for rules to insert values	optional
nach_detail	NachDetailRootRequestDTO{...}		refer nach dto	optional
umrn_no	string			optional
account_type	string	Type of Account	saving_account current_account cash_credit over_draft_account kcc_account	optional

Nach Detail Root Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
umrn	string	UMRN is a Unique Mandate Reference Number allocated to each new mandate created in NACH Debit		Optional
is_active	boolean	check wheather nach is active or not	null	Optional
status	string	status of the nach	null	Optional
mandate_type	string	type of mandate	null	Optional
remarks	string	remarks in case of nach	null	Optional
mandate_id	string	id of mandate	null	Optional
creation_date	string($date-time)	create date of nach	null	Optional
contribution_type	string	the amount of earnings remaining after all direct costs have been subtracted from revenue	Enum Fetched from Masters	Optional
expiry_date	string	mandate expirty date	null	Optional
start_date	string	start date of the mandate	null	Optional
frequency	string	Frequency refers to the given time period on an intraday, daily, weekly, monthly, quarterly or yearly perspective.	null	Optional
mandate_amount_cap	string	there are different type of type of mandate cap amount based on the time limit	null	Optional

Payment To Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
dob*	string($date-time)	date of birth of the customer	null	Mandatory
remarks	string	remarks of the payment	null	Optional
obligations	[...]		[]	Optional
email	[...]		[]	Optional
address	[...]		[]	Optional
documents	[...]		[]	Optional
religion	string	religion of the customer	null	Optional
caste	string	caste of the customer	null	Optional
cibil	integer($int32)	what is the cibil score of the customer	null	Optional
crif	string	crif of the customer	null	Optional
industry	string	An industry is a classification that refers to a group of companies that are related in terms of their primary business activities.	null	Optional
website	string	website	null	Optional
paymentFavour	string	name of account	null	Optional
accountNumber	string	account number	null	Optional
bankName	string	name of bank	null	Optional
ifsc	string	ifcs code of corresponding bank	null	Optional
branch	string	name of bank branch	null	Optional
accountType	string	type of account	null	Optional
categoryType	string	category type of customer	null	Optional
repaymentAccount	string	check whether customer account is repayment account or not	null	Optional
disbursalAccount	string	check whether customer account is disbursal account or not	null	Optional
first_name*	string	first name of the customer		Mandatory
last_name*	string	last name of the customer		Mandatory
middle_name	string	middle name of the custoomer		Optional
gender_id	string	gender id is refers to the gender of the customer	null	Optional
category_id	string	it refers to the category of the customer	null	Optional
place_of_birth	string	place of birth of customer	null	Optional
marital_status_id	string	maritial status of the customer		Optional
country_code	string	code of the country from which customer is belong	null	Optional
contact_person_name	string	name of the contact person name	null	Optional
contact_person_mobile	string	mobile number of the contact person	null	Optional
contact_person_email	string	email address of the contact person	null	Optional
preferred_address	string	preferred address of customer	null	Optional
phone_number	[...]		json	Optional
related_people	[...]		{}	Optional
customer_id	integer($int64)	id of customer	auto increament	Optional
preferred_language	string	preferred language	null	Optional
bank_details	[...]		{}	Optional
business_details	[...]		{}	Optional
institution_details	[...]		{}	Optional
customer_type	string	customer type	either applicant/coapplicant/gaurantor	Optional
relationship_with_applicant	string	what is the relation with the applicant	null	Optional
customer_relationship_id	string	id of customer with its relative used for mapping purpose	null	Optional
is_individual	boolean	check whether the loan is taken by the individual person or any institution	TRUE	Optional
constitution_type	string	it holds the constitution type details like proprietorship, partnership of a customer	null	optional
authorized_signatory	string		null	optional
bureau_score	string	bureau score of a customer	null	optional
registration_number	string		null	optional
registration_type	string	registration tyep like listed non listed		optional
sub_industry	string	it contains the sub industry info of the customer	null	optional
partnership_percentage	integer($int32)	partnership percentage	null	optional
msme_flag	boolean	flag for check whether the laon is msme or not	null	optonal
msme_subtype	string	msme subtype	null	optional
customer_category	string	it holds the info about customer category line indivisual or non-indivisual	null	optional
commercial_bureau_score	number($double)	it contains the commercial bureau score	null	optional
kyc_risk_categorization	string		null	optional
nach_detail	NachDetailRootRequestDTO{...}	it contails info about nach deails like umrn no, mandate id, status etc	[]	optional
payment	{ }	It contains the payment info like account number, bank name , ifsc etc	[]	optional
insurance_data	[...]	it contains insurence info of the customer	[]	optional
equifax	integer($int32)	it represents the equifax score of the customer	null	optional
education_qualification	string	it represents education qualification of the cutome	null	optional
total_expense	number($double)	total expense of the customer	null	optional
global_customer_id	string	global id of the customer which is common in all bank and nbfc for a particular customer	null	optional
number_of_dependents	integer($int32)	number of dependent of the customer	null	optional
guardian_name	string	A guardian may also be called a conservator when the role includes managing the finances of the child or adult.	null	optional
living_since_current_city	integer($int32)	from how many number of year customer live in the current city	null	optional
months_at_current_address	integer($int32)	number of month living at the current address	null	optional
months_at_current_city	integer($int32)	number of months living at the current city	null	optional
years_at_current_address	integer($int32)	number of years living at current address	null	optional
years_at_current_city	integer($int32)	number of years living at current city	null	optional
repayment_contribution_amount	number($double)	the amount of earnings remaining after all direct costs have been subtracted from revenue from the repayment amount	null	optional
repayment_contribution_percentage	number($double)	the percentage amount of earnings remaining after all direct costs have been subtracted from revenue from the repayment amount	null	optional
repayment_mode	string	it represents the repayment mode of the EMI	null	optional

Business Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
landmark	string	landmark	null	optional
phone	string
msme	boolean	Ministry of Micro, Small & Medium Enterprises	FALSE	optional
designation	string		null	optional
ownership	string	ownership of the business	null	optional
state	integer($int64)	code of the state	null	optional
district	integer($int64)	code of the district	null	optional
city	integer($int64)	code of the city	null	optional
earner	boolean	check for identify the applicant is the earner or not	null	optional
company_or_firm_name	string	name of the company or firm of the customer	null	optional
gross_monthly_income	integer($int64)	gross monthly income of customer	null	optional
total_work_experience	integer($int32)	total work of the customer in the business	null	optional
major_occupation	boolean	check whether the business is the major occupation of the customer or not	null	optional
full_address	string	full address of the businees	null	optional
preferred_communication	boolean	preferred communication	null	optional
pin_code	string	pincode of the business address	null	optional
total_expense	number($double)	total expense of the business	null	optional
udyog_aadhar	string	Udyog Aadhaar Memorandum (UAM) is a single-page registration form under which, as an MSME registration, you can self-certify your entity's existence, bank details, promoter/ owner's Aadhaar details and other needed details	NULL	optional
loan_net_worth	number($double)	what is the net worth of the loan	null	optional
monthly_purchase	number($double)	amount of purchase in a month	NULL	optional
monthly_sale	number($double)	monthly sale of in the business	NULL	optional
total_year_of_operation	integer($int32)	year of operation in business		optional
occupation_type	string	type of occupation	null	optional

Customer Institution Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
industry	string	industry	null	optional
remarks	string	remarks of the customer	null	optional
turnover	number($double)	turn over of the customer	null	optional
employer_name	string	name of employee	null	optional
sub_industry	string	a network of financial institutions licensed by the state to supply banking services.	null	optional
institution_name	string	name of the institution	null	optional
institute_description	string	description of the institution	null	optional
nature_of_business	string	The nature of the business finance is enumerated in the points mentioned below – Business Finance consists of different kinds of funds – short, medium and long term as and when required by the business	null	optional
registration_number	string	registration number	null	optional
net_worth	number($double)	net worth of the customer institute	null	optional
employee_strength	string	strength of employeee	null	optional
website_link	string	link of website	null	optional
commencment_date	string($date-time)	commencment date	null	optional
incorporation_date	string($date-time)	date of incorporation	null	optional
registration_expiry_date	string($date-time)	registration expiry date	null	optional

Subvention details request DTO

Attribute	Data Value	Description	Default Value	Mandatory
taxAmount	number($double)	amount of tax	null	Optional
subvention_type	string	type of subvention are like subsidy, ex-gratia	null	Optional
amount_type	string	type of subvention amount	null	Optional
subvention_amount	number($double)	subvention amount	null	Optional
tax_inclusive	boolean	subvention amount is tax inclusive or not	null	Optional
subvention_rate	number($double)	subvention rate	null	Optional
partner_id	string	id of subvention provided by	null	Optional
subvention_charges	[...]		{}	Optional

Charges Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
original_amount	number($double)	original amount of subvention	0	Optional
paid_amount	number($double)	paid amount of subvention	0	Optional
charge_id	string	chrge id	null	Optional
charge_rate	number($double)	rate of charge in subvention	null	Optional
tax_amount	number($double)	tax amount	0	Optional
status	string	status with respect to subvention	null	Optional
receivable_payable	string	used internally	null	Optional
is_tax_applicable	boolean	wheather tax is applicable or not on subvention	FALSE	Optional
pending_amount	number($double)	pending amount for subvention	0	Optional
waived_amount	number($double)	waived amount in case of subvention	0	Optional
source_id	string	id of the source person	null	Optional
tax_type	string	what kind of tax is apply on subvention amount (Used internally)	null	Optional
amount_without_tax	number($double)	tax free amount (used internally)	null	Optional
charge_label	string	charge descritpion in label	null	Optional
due_date	string($date-time)	due date of subvention amount	null	Optional
transaction_date	string($date-time)	transaction date of subvention payable/recievable	null	Optional

Customer Document Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
description	string	Name of documents	null	Optional
document_url	string	url of the document	null	Optional
document_value	string	document value	null	Optional
is_verified	boolean	wheather document is verified or not	null	Optional
applicant_type	string	type of applicant	null	Optional
customer_name	string	name of customer	null	Optional
document_type*	string	type of document	null	Mandatory
document_status	string	status of document	{}	Optional
document_state	string	state of the document		Optional
receiving_date	string($date-time)	document receiving date		Optional
document_file	string	document file used for find the url		Optional
document_format	string	document format like url		Optional
loan_id	integer($int64)	loan application id		Optional
document_stage	string	document stage		Optional
disbursal_stage	string	disbursal stage		Optional
document_department	string	document department		Optional

Collateral Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
description	string	description of collateral like collateral	null	Optional
address	string	address json	{}	Optional
pincode	integer($int32)	pincode	nulll	Optional
remarks	string	remark	null	Optional
identifier	string	kind of collateral id	null	Optional
longitude	number($double)	longitude of collateral	null	Optional
latitude	number($double)	latitude of collateral	null	Optional
capacity	number($double)	capacity in case of collateral solar	null	Optional
status	string	status of collateral	null	Optional
marking	string	marking of collateral	null	Optional
country	integer($int32)	country code	null	Optional
region	integer($int32)	region kind of code	null	Optional
state	integer($int32)	state kind of code	null	Optional
city	integer($int32)	citty kind of code	null	Optional
district	integer($int32)	district kind of code	null	Optional
taluka	integer($int32)	taluka kind of code	null	Optional
village	integer($int32)	village kind of code	null	Optional
collateral_id	integer($int64)	collateral id	auto_increament	Optional
cersai_score	number($double)	cersai score	null	Optional
loan_id	integer($int64)	loan id	null	Optional
is_building_constructed	boolean	check whether building is constructed or not	null	Optional
built_up_area	string	The built-up area of a premise is measured from the external perimeter wall surfaces	null	Optional
carpet_area	string	The area of an apartment that can be covered by a carpet or the net usable area is known as the carpet area	null	Optional
age_of_property	integer($int32)	age of property	null	Optional
residual_age_of_property	integer($int32)	age of property like house such that for valuation it is valid for 100 yrs	null	Optional
plot_number	string	number of plot	null	Optional
seller_name	string	name of seller of collateral	null	Optional
present_registered_owner	string	name of present registered owner	null	Optional
tct_no	integer($int64)		null	Optional
lot_no	integer($int64)	lot number in collateral	null	Optional
percentage_share	integer($int32)	Sharing Percentage means, as to a Partner, the percentage obtained by dividing the Units of such Partner by an amount equal to the total Units of all Partners.	null	Optional
is_property_registered_in_favour_of_borrower	boolean	check whether the property registered is in favor of borrower or not	null	Optional
registration_number	string	registration number of the collateral	null	Optional
agreement_value	number($double)	an amount that an insurance company agrees to insure a property for at the start of an insurance period, and that it will pay if the property is lost or destroyed	null	Optional
amenities_agreement_value	number($double)		null	Optional
owner_name	string	name of the owner of the collateral	null	Optional
ownership_percentage_share	integer($int32)	percentage sharing of the owner in the collateral	null	Optional
policy_note_number	string	policy note number of collateral	null	Optional
insurance_company_name	string	the name of company providing you with financial coverage in the case of unexpected, bad events covered on your renters insurance or homeowners policy.	null	Optional
insurance_term	string	Term insurance provides coverage for the specified number of years, known as the policy term.	null	Optional
coverage_amount	number($double)		null	Optional
premium_amount	number($double)	an amount paid periodically to the insurer by the insured for covering his risk	null	Optional
insurance_deviation_details	string		null	Optional
cersai_txn_ref_no	string	cersai transaction refrence number	null	Optional
cersai_security_interest_id	string	cersai security interest id	null	Optional
cersai_no_of_borrowers	integer($int32)		null	Optional
cersai_no_of_documents	integer($int32)		null	Optional
cersai_no_of_third_parties	integer($int32)		null	Optional
country_string	string	name of country	null	Optional
region_string	string	name of region	null	Optional
state_string	string	name of state	null	Optional
city_string	string	name of city	null	Optional
district_string	string	name of district	null	Optional
taluka_string	string	name of taluka	null	Optional
village_string	string	name of village	null	Optional
karat_value	number($double)	measuring unit of gold	null	Optional
gross_weight	number($double)	gross weight of gold in grms	null	Optional
net_weight	number($double)	net weight of gold in gms	null	Optional
rf_id	string		null	Optional
collateral_product	string	type of collateral like invoice		Optional
installer_name	string	solar panel installer person name	null	Optional
installer_gstno	string	installer person gst number	null	Optional
installer_address	string	installer person address	null	Optional
installer_city	string	installer person city name	null	Optional
installer_state	string	installer person state name	null	Optional
installer_pincode	integer($int32)	installler person pincode	null	Optional
installer_district	string	installer person district	null	Optional
installer_id	string	intstaller person id (used internally)		Optional
cost_of_asset	number($double)		null	Optional
pv_module_model	string	pv module model nummber	null	Optional
pv_module_make	string		null	Optional
inverter_model	string	In inverter type air conditioners, temperature is adjusted by changing motor speed without turning the motor ON and OFF	null	Optional
inverter_make	string		null	Optional
asset_type	string	in case of vehicle loan asset type is vehicle like that		Optional
vehicle_type	string	it include two wheeler , four wheeler		Optional
manufacturer	string	for eg. : TW_MF_10 - SUZUKI		Optional
product	string	product is like two wheeler finace	null	Optional
model	string	model is like name of the vehicle	null	Optional
chasis_no	string	chasis number is Vehicle Identification Number(VIN) Details eg. :MB8DP12DJM8878946	null	Optional
dealer_name	string	name of the vehicle deeler person	null	Optional
dealer_address	string	dealer person address	null	Optional
dealer_city	string	dealer person city	null	Optional
dealer_state	string	dealer state	null	Optional
dealer_pincode	integer($int32)	dealer pincode	null	Optional
policy_cover_note_number	string	a temporary certificate of insurance issued by the Insurer before the issuance of a policy after the Insured has given a duly filled in proposal form and has paid the premium in full.	null	Optional
insurance_company	string	it basically refer to the insurance comapny in case of the vehicle loan	null	Optional
start_date_disburse_date	string($date-time)	the date of disbursal start	null	Optional
coverage_type	string		null	Optional
ownership_status	string	ownership status in the collateral	null	Optional
installer_address_json	string	installer address json for store the address	{}	Optional
vehicle_registration_no	string	vehicle registration number similar like VIN	null	Optional
engine_no	string	engine number of the vehicle	null	Optional
global_collateral_identifier	string	global collateral identifier number which is unique for a collateral	null	Optional
property_information	string	information about the property	null	Optional
land_type	string	There are various type of the land like agriculture, commercial, etc.	null	Optional
land_area	number($double)	area of land	null	Optional
model_year	integer($int32)	in vehicle loans vehicl model like honda, tvs, hero, etc.	null	Optional
gross_total	number($double)	total gross of amount	null	Optional
total_discount	number($double)	the amount which is discount	null	Optional
total_tax	number($double)	amount of tax apply in the collateral	null	Optional
total_invoice_amount	number($double)	total invoice of amount	null	Optional
invoice_line_item	[...]		{}	Optional
collateral_type*	string	It includes gold, solar, land, building, etc.		Mandatory
collateral_subtype*	string	it include type of collateral like in case of collateral we can say building, land, etc.		Mandatory
repossession_status	string	there are two types of vehicle repossession: voluntary and involuntary	null	Optional
property_type*	string	There are several type of the property like personal, private, public, etc.		Mandatory
nature_of_property	string	any physical or intangible entity that is owned by a person or jointly by a group of people	null	Optional
property_classification	string	Property Classification means assigning a grade to the property after assessment of its Reserve Value for the purposes of assigning a Premium to the property.	null	Optional
property_ownership	string	it is related to the owner of the property	null	Optional
property_purpose	string	property purpose include the terms like self-occupied, residential purpose, rented, etc.	null	Optional
market_value	number($double)	what is the current market value of the property	null	Optional
address_type	string	address type of the property like property , property_address, etc.	null	Optional
current_usage	string	current usage of the property like it is vacant or self-occupied, etc.	null	Optional
agreement_type	string	type of agrreement	null	Optional
sale_deed_date	string($date-time)	Date of sale means the date (normally shown on the instrument of conveyance or sale) that ownership of or title to real property, or control of the controlling interest in an entity that has a beneficial interest in real property, is delivered to the buyer/transferee in exchange for valuable consideration.	null	Optional
ownership_dates	JsonNode{...}	date of the ownership in collateral	null	Optional
disbursal_date	string($date-time)	date of amount disbursal	null	Optional
cersai_security_interest_creation_date	string($date-time)	According to the government's directives, financial institutions must register details of security interests created by them with CERSAI within 30 days of its creation.	null	Optional
collateral_document	[...]		{}	Optional
insurance_start_date	string($date-time)	the day your insurance company will begin helping to pay for your expenses	null	Optional
insurance_end_date	string($date-time)	the date on which something such as a contract, right, or legal obligation ends	null	Optional
valuation_date_of_asset	string($date-time)	It is the date at which funds, assets, or money's value becomes effective	null	Optional
property_usage	string	the usage of the property	null	Optional
invoice_items	[...]		[]	Optional

Invoice Line Item DTO

Attribute	Data Value	Description	Default Value	Mandatory
loan_id	integer($int32)	loan application id of the loan	null	Optional
item_name	string	name of the item in the invoice	null	Optional
quantity	number($double)	number of the item in the invoice	null	Optional
discount	number($double)	discount given	null	Optional
unit_price	number($double)	price of one item	null	Optional
tax	number($double)	amount of tax applicable	null	Optional
created_date	string($date-time)	date of the creation of invoice	null	Optional

Spdc Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
status	string	status of spdc	null	Optional
loan_id	integer($int64)	loan application id for spdc	null	Optional
customer_id	integer($int64)	customer id	null	Optional
bank_id	integer($int64)	bank id of the spdc customer	null	Optional
bank_account_number	string	bank account number of the customer	null	Optional
branch_id	integer($int64)	branch id	null	Optional
cheque_number	string	cheque number	null	Optional
cheque_amount	number($double)	cheque amount	null	Optional
customer_type	string	type of customer (Fetched from Masters)	null	Optional

Disbursal Trail Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
disbursal_number	string	disbursal number		Optional
remarks	string	remarks regarding disbursal	null	Optional
rate	number($double)		null	Optional
disbursed_amount	number($double)	amount of disbused	null	Optional
enhanced_amount	number($double)	An enhancement amount, conventionally, is when a commercial producer pays money to a nonprofit theater to help subsidize a production.	null	Optional
reduced_amount	number($double)	Reduced Amount means the greatest amount of Agreement Payments that can be paid that would not result in the imposition of the excise tax	null	optional
sanctioned_amount	number($double)	the amount of saction which come from los side	null	Optional
adjusted_amount	number($double)	an adjustment in the amounts payable under this Agreement (whether in the form of a lump sum or recurrent payment or increase in the Contract Price or otherwise) pursuant to clause 15.	null	Optional
net_disbursal_amount	number($double)	total disbursal amount	null	Optional
status*	string	disbursal status		Mandatory
disbursal_type	string	type of disbursal	null	Optional
payment_amount	number($double)	amount to be paid		Optional
pending_amount	number($double)	amount pending as per disbursed amount	null	Optional
disbursal_breakup	[...]	refer breakUpBaseDto	[]
disbursal_date*	string($date-time)	date of disbursal	CURRENT_TIMESTAMP	Mandatory

Break Up Base DTO

Attribute	Data Value	Description	Default Value	Mandatory
breakup_number	string	disbursal break up number	null	Optional
business_partner_name	string	name of business partner if any	null	Optional
business_partner_type	string	type of business partner	null	Optional
other_payables	number($double)	other payables	null	Optional
disbursal_amount	number($double)	amount of disbursed	null	Optional
paid_amount	number($double)	amount to be paid	null	Optional
payment_status	string	status of payment like paid , pending, etc	null	Optional
pending_amount	number($double)	amount which is pending from the nbfc side to disbursed	null	Optional
bank_name	string	name of the bank	null	Optional
ifsc_code	string	ifsc code of the respective bank	null	Optional
account_number	string	bank account number	null	Optional
instrument_type	string	type of instrument	null	Optional

Linked Loan Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
primary_account_no	string	primary loan account number	null	Optional
secondary_account_no	string	secondary loan account number	null	Optional
remarks	string	remarks if need any in linked loan	null	Optional
reason	string	reason of linked the loan	null	Optional
relation	integer($int32)	relation in the loan customer (Used internally)	null	Optional
primary_loan_id	integer($int64)	loan application id of the primary loan	null	Optional
secondary_loan_id	integer($int64)	loan applicaiton id of the secondary loan	null	Optional
linked_loan_id	integer($int64)	id of the linked loan	Not null	Optional

Charges Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
original_amount	number($double)	total amount of all charges for a particular loan	0	Optional
paid_amount	number($double)	amount of charge paid out of original amount	0	Optional
charge_id	string	id of the charge	null	Optional
charge_rate	number($double)	rate apply on what rate or it is charge defiinition rate	null	Optional
tax_amount	number($double)	amount of tax applied on the charges	0	Optional
status	string	it refers to the payment status	null	Optional
receivable_payable	string	receivable payable is a key which used internal to get data of charge	-	Optional
is_tax_applicable	boolean	check whether charges are tax applicable or not (Fetched from masters)	FALSE	Optional
pending_amount	number($double)	amount of charges which in pending	0	Optional
waived_amount	number($double)	amount which is waived by the nbfc	0	Optional
source_id	string	id of the source	null	Optional
tax_type	string	type of tax applied on particular charge	-	Optional
amount_without_tax	number($double)	amount without tax in the charges	-	Optional
charge_label	string	charge label	-
due_date	string($date-time)	upcoming payment date of the charges	null	Optional
transaction_date	string($date-time)	date of transaction of charges	null	Optional

Receipts Request DTO

Attribute	Data Value	Description	Default Value	Mandatory
receipt_reference	string	receipt payment reference number	null	Optional
fund_transfer_receipt	string	payment refrence number
receipt_amount	number($double)	it refers to the transaction amount of receipt	0	Optional
bounce_reason	string
charge_id	string	this id is used in the loan charge table for fetch the charges data	null	Optional
instrument_number	string	it is refer to the instrument reference number	null	Optional
pay_slip_number	string	pay slip number	null	Optional
source_id	string	id of the sourcing person	null	Optional
receipt_purpose	string	what is the purpose of the receipt	null	Optional
receipt_id	integer($int64)	id of the receipt (not null, primary key)	auto increament	Optional
deposit_bank_acc_number	string	deposit bank account number	null	Optional
reason_code	string	reason code	null	Optional
reason_description	string	description of the reason	null	Optional
loan_account	integer($int32)	it refer to the loan account number	null	Optional
receipt_payment_type	integer($int32)		null
date_of_receipt	string($date-time)	date of receipt creation	CURRENT_TIMESTAMP	Optional
repayment_indicator	integer($int32)		not used
receipt_status	string	status of the receipt	null	Optional
payment_type	string	it refers to the mode of payment (Fetched From Masters)	null	Optional
maker_date	string($date-time)	make of receipt request creation	CURRENT_TIMESTAMP	Optional
authorization_date	string($date-time)	date of receipt request approved on	CURRENT_TIMESTAMP	Optional
deposit_date	string($date-time)	date on which receipt is deposit	null	Optional
transaction_date	string($date-time)	date on which transaction is happened	null	Optional
receipt_state	string		null	Optional

Interview Details DTO

Attribute	Data Value	Description	Default Value	Mandatory
name	string	name of the interviewer	null	Optional
longitude	number($double)	longitude of pd location	null	Optional
latitude	number($double)	latitude of pd location	null	Optional
pd_done_by	string	name of the person who done the pd	null	Optional
accompanied_with	boolean		null	Optional
customer_id	integer($int64)	id of the customer	null	Optional
customer_type	string	customer type	null	Optional
joint_visit_with	string		null	Optional
place_of_meeting	string	place of meeting	null	Optional
date_of_pd	string($date-time)	date of pd	null	Optional
pd_photo	string	picture while pd done	null	Optional