Loan Save / Loan Creation Version 1

POST Loan Save

This is the API for creating or saving loans. The Loan Save Api receives the loan once it has been generated at LOS and uses it to build the customer's loan portfolio for SynoFin LMS.

URL: {{base_url}}/loan-management/v1/loan/save

Run in Postman: `GET Loan Collaterals`

Request:

Request Type: GET

Authorization: Bearer Token

Query Parameter:

Schema

Attributes				Type	Description	Mandatory
loan_application
dpd
email
address
currency
tenure
foir
gender
industry
customer	dob
	remarks
	obligations
	email
	address	line1
		line2
		pincode
		city
		state
		country
		type
		residence_type
	documents	description
		document_url
		is_verified
		applicant_type
		customer_name
		other_document_name
		document_type
		document_status
		document_state
		receiving_date
		document_file
		document_format
		loan_id
		document_stage
		disbursal_stage
		document_department
	religion
	caste
	crif
	industry
	website
	first_name
	last_name
	middle_name
	gender_id
	category_id
	place_of_birth
	marital_status_id
	country_code
	contact_person_name
	contact_person_mobile
	contact_person_email
	preferred_address
	preferred_address
	phone_number	type
		phone
		code
		extn
		is_whatsapp_no
	related_people	age
		dependants
		remarks
		name
		address	line1
		address	type
		~~residence_type~~		dob
		~~documents~~		~~description~~
		~~document_url~~
		~~is_verified~~
		~~applicant_type~~
		~~customer_name~~
		~~other_document_name~~
~~document_type~~
~~document_status~~
~~document_state~~
~~receiving_date~~
~~document_file~~
~~document_format~~
~~loan_id~~
~~document_stage~~
~~disbursal_stage~~
~~document_department~~
~~religion~~
~~caste~~
~~crif~~
~~industry~~
~~website~~
~~first_name~~
~~last_name~~
~~middle_name~~
~~gender_id~~
~~category_id~~
~~place_of_birth~~
~~marital_status_id~~
~~country_code~~
~~contact_person_name~~
~~contact_person_mobile~~
~~contact_person_email~~
~~preferred_address~~
~~preferred_address~~		degree_id
phone_number	~~type~~
		~~phone~~
		~~code~~
		~~extn~~
		~~is_whatsapp_no~~
~~related_people~~	~~age~~
	~~dependants~~
	~~remarks~~
	~~name~~
	~~address~~	~~line1~~
		type
	~~dob~~
	~~degree_id~~
	~~phone_number~~	~~type~~
		phone
		code
		extn
		is_whatsapp_no
		occupation_id
		same_occupation
		living_with_him
		medical_condition
		maiden_name
		people_type
		relation_id
		education_qualification_id
customer_id
preferred_language
bank_details	branch_name
			account_number
			id
			bank_name
			is_repayment_account
			is_default_account
			branch_ifsc
			bank_document
			nach_detail
			umrn_no
			customer_name
			branch_code
			account_type
business_details	landmark
	phone
	msme
	ownership
	state
	district
	city
	earner
	company_or_firm_name
	gross_monthly_income
	total_work_experience
	major_occupation
	full_address
	preferred_communication
	pin_code
	total_expense
	udyog_aadhar
	loan_net_worth
	designation
	monthly_purchase
	monthly_sale
	total_year_of_operation
	occupation_type
institution_details
customer_type
relationship_with_applicant
customer_relationship_id
is_individual
constitution_type
authorized_signatory
bureau_score
registration_number
registration_type
sub_industry
partnership_percentage
msme_flag
msme_subtype
customer_category
commercial_bureau_score
kyc_risk_categorization
nach_detail
payment
insurance_data
equifax
education_qualification
graduate
total_expense
global_customer_id
number_of_dependents
guardian_name
living_since_current_city
months_at_current_address
months_at_current_city
repayment_contribution_amount
repayment_contribution_percentage
repayment_mode
isSubvention
irr
source_application_number
product_id
branch_id
dealer_id
loan_application_id
interest_rate
installment_frequency
sanctioned_amount
disbursed_amount
paid_amount
original_tenure
current_tenure
installment_computed_on
disbursed_amount
sanction_date
ltv_ratio
tax_identification_number
loan_amount
loan_tenure
installments_paid
loan_marking
installment_amount
principal_outstanding
customer_name
phone_no
is_whatsapp_no
advance_installment_count
advance_installment_amount
total_installments
is_priority_sector_lending_applicable
principle_outstanding
total_overdue
emi_due
other_charges
disbursed_by
source_application_identifier
product
scheme
loan_type
loan_application_number
balance_principal
interest_rate_monthly
customer_relationship_id
customer_category
no_of_disbursement
customer_id
product_code
scheme_code
loan_application_type
branch_code
cibil_score
lending_rate
scheme_lending_rate
branch_state
branch_city
emi_amount
customer_number
branch_zone
utilized_limit
dsa_name
unrealized_limit_amount
applied_amount
branch_manager
sourcing_channel
risk_category
sourcing_channel_type
pd_location
account_classification
drawing_power
lien_mark
lien_amount
tos
debit_freeze
total_freeze
pemi_count
loan_net_worth
start_principle_recovery
caf_number
no_of_cheque_bounce
dealer_code
advance_interest
advance_emi
advance_emi_payment_mode
advance_interest_payment_mode
total_moratorium_count
next_emi_amount
grace_period
delinquency
moratorium_period
advance_amount_recovery_type
total_nach_bounce_count
total_count_of_repayment
whatsapp_no
aggregated_ltv
overline_amount
total_number_of_bounce_count
moratorium_type
moratorium_months
installment_plan
installment_mode
disbursal_status
credit_manager_id
sourcing_rm
loan_status
sourcing_rm_name
sourcing_supervisor
subvention_details
loan_documents	description
	document_url
	document_value
	is_verified
	applicant_type
	customer_name
	other_document_name
	document_type
	document_status
	document_state
	receiving_date
	document_file
	document_format
	loan_id
	document_stage
	disbursal_stage
	document_department
collateral	description
	address
	pincode
	remarks
	identifier
	longitude
	latitude
	capacity
	status
	marking
	country
	region
	state
	city
	district
	taluka
	village
	collateral_id
	cersai_score
	loan_id
	is_building_constructed
	built_up_area
	carpet_area
	age_of_property
	residual_age_of_property
	plot_number
	seller_name
	present_registered_owner
	tct_no
	lot_no
	percentage_share
	is_property_registered_in_favour_of_borrower
	registration_number
	agreement_value
	amenities_agreement_value
	owner_name
	ownership_percentage_share
	policy_note_number
	insurance_company_name
	insurance_term
	coverage_amount
	premium_amount
	insurance_deviation_details
	cersai_txn_ref_no
	cersai_security_interest_id
	cersai_no_of_borrowers
	cersai_no_of_documents
	cersai_no_of_third_parties
	country_string
	region_string
	state_string
	city_string
	district_string
	taluka_string
	village_string
	karat_value
	gross_weight
	net_weight
	rf_id
	collateral_product
	installer_name
	installer_gstno
	installer_address
	installer_city
	installer_state
	installer_pincode
	installer_district
	installer_id
	cost_of_asset
	pv_module_model
	pv_module_make
	inverter_model
	inverter_make
	asset_type
	vehicle_type
	manufacturer
	product
	model
	chasis_no
	dealer_name
	dealer_address
	dealer_city
	dealer_state
	dealer_pincode
	policy_cover_note_number
	insurance_company
	start_date_disburse_date
	coverage_type
	ownership_status
	installer_address_json
	vehicle_registration_no
	engine_no
	global_collateral_identifier
	property_information
	land_type
	land_area
	collateral_type
	collateral_subtype
	repossession_status
	property_type
	nature_of_property
	property_classification
	property_ownership
	property_purpose
	market_value
	address_type
	current_usage
	agreement_type
	sale_deed_date
	ownership_dates
	disbursal_date
	cersai_security_interest_creation_date
	collateral_document
	insurance_start_date
	insurance_end_date
	valuation_date_of_asset
	property_usage
credit_manager
sourcing_branch
branch
disbursal_date
days_convention
recovery_type
recovery_subType
next_installment_date
maturity_date
asset_classification
tenure_convention
spdc_details
disbursal_details	disbursal_number
	remarks
	rate
	disbursed_amount
	enhanced_amount
	reduced_amount
	sanctioned_amount
	adjusted_amount
	net_disbursal_amount
	status
	disbursal_type
	payment_amount
	pending_amount
	disbursal_breakup	breakup_number
		business_partner_name
		business_partner_type
		other_payables
		disbursal_amount
		paid_amount
		payment_status
		pending_amount
		bank_name
		ifsc_code
		account_number
		instrument_type
	disbursal_date
linked_loan_details
loan_charges	original_amount
	paid_amount
	charge_id
	charge_rate
	tax_amount
	status
	receivable_payable
	is_tax_applicable
	pending_amount
	waived_amount
	source_id
	tax_type
	amount_without_tax
	charge_label
	due_date
	transaction_date
receipts
charges_receipt_mapping
interest_start_date
repayment_start_date
repayment_mode
agreement_date
login_date
disbursal_maker_date
disbursal_author_date
offer_amount
partial_tenure
branch_hierarcy
state_head
interviewer_details
psl_applicable

No Parameter

Request Body^{*required parameter}

{
"loan_application": [
{
"dpd": 0,
"email": "string",
"address": "string",
"currency": 0,
"tenure": 0,
"foir": 0,
"gender": "string",
"industry": "string",
"customer": [
{
"dob": "2023-04-12T08:42:37.982Z",
"remarks": "string",
"obligations": [
{
"loan_amount": 0,
"emi_amount": 0,
"emis_paid": 0,
"bank_name": "string",
"remaining_loan_balance": 0,
"financial_institution": "string"
}
],
"email": [
{
"type": "string",
"email": "string"
}
],
"address": [
{
"line1": "string",
"line2": "string",
"pincode": "string",
"city": "string",
"state": "string",
"country": "string",
"type": "string",
"state_code": "string",
"residence_type": "string"
}
],
"documents": [
{
"description": "string",
"document_url": "string",
"document_value": "string",
"is_verified": true,
"applicant_type": "string",
"customer_name": "string",
"other_document_name": "string",
"document_type": "string",
"document_status": "string",
"document_state": "string",
"receiving_date": "2023-04-12T08:42:37.982Z",
"document_file": "string",
"document_format": "string",
"loan_id": 0,
"document_stage": "string",
"disbursal_stage": "string",
"document_department": "string"
}
],
"religion": "string",
"caste": "string",
"cibil": 0,
"crif": "string",
"industry": "string",
"website": "string",
"first_name": "string",
"last_name": "string",
"middle_name": "string",
"gender_id": "string",
"category_id": "string",
"place_of_birth": "string",
"marital_status_id": "string",
"country_code": "string",
"contact_person_name": "string",
"contact_person_mobile": "string",
"contact_person_email": "string",
"preferred_address": "string",
"phone_number": [
{
"type": "string",
"phone": "string",
"code": "string",
"extn": "string",
"is_whatsapp_no": true
}
],
"related_people": [
{
"age": 0,
"dependants": 0,
"remarks": "string",
"name": "string",
"address": {
"line1": "string",
"type": "string"
},
"dob": "2023-04-12T08:42:37.982Z",
"degree_id": "string",
"phone_number": [
{
"type": "string",
"phone": "string",
"code": "string",
"extn": "string",
"is_whatsapp_no": true
}
],
"occupation_id": "string",
"same_occupation": true,
"living_with_him": true,
"medical_condition": "string",
"maiden_name": "string",
"people_type": "string",
"relation_id": "string",
"education_qualification_id": "string"
}
],
"customer_id": 0,
"preferred_language": "string",
"bank_details": [
{
"branch_name": "string",
"account_number": "string",
"id": 0,
"bank_name": "string",
"is_repayment_account": true,
"is_default_account": true,
"branch_ifsc": "string",
"bank_document": [
{
"description": "string",
"document_url": "string",
"document_value": "string",
"is_verified": true,
"applicant_type": "string",
"customer_name": "string",
"other_document_name": "string",
"document_type": "string",
"document_status": "string",
"document_state": "string",
"receiving_date": "2023-04-12T08:42:37.982Z",
"document_file": "string",
"document_format": "string",
"loan_id": 0,
"document_stage": "string",
"disbursal_stage": "string",
"document_department": "string"
}
],
"nach_detail": {
"umrn": "string",
"is_active": true,
"status": "string",
"mandate_type": "string",
"remarks": "string",
"mandate_id": "string",
"creation_date": "2023-04-12T08:42:37.982Z",
"contribution_type": "string",
"expiry_date": "string",
"start_date": "string",
"frequency": "string",
"mandate_amount_cap": "string",
"e_nach_details": {
"auth_mode": "string",
"auth_frequency": "string",
"maximum_amount": 0,
"state_details": "string"
}
},
"umrn_no": "string",
"customer_name": "string",
"branch_code": "string",
"account_type": "string"
}
],
"business_details": [
{
"landmark": "string",
"phone": "string",
"msme": true,
"ownership": "string",
"state": 0,
"district": 0,
"city": 0,
"earner": true,
"company_or_firm_name": "string",
"gross_monthly_income": 0,
"total_work_experience": 0,
"major_occupation": true,
"full_address": "string",
"preferred_communication": true,
"pin_code": "string",
"total_expense": 0,
"udyog_aadhar": "string",
"loan_net_worth": 0,
"designation": "string",
"monthly_purchase": 0,
"monthly_sale": 0,
"total_year_of_operation": 0,
"nature_of_business": "string",
"business_type": "string",
"occupation_type": "string"
}
],
"institution_details": [
{
"industry": "string",
"remarks": "string",
"turnover": 0,
"employer_name": "string",
"sub_industry": "string",
"institution_name": "string",
"institute_description": "string",
"nature_of_business": "string",
"registration_number": "string",
"net_worth": 0,
"employee_strength": "string",
"website_link": "string",
"commencment_date": "2023-04-12T08:42:37.982Z",
"incorporation_date": "2023-04-12T08:42:37.982Z",
"registration_expiry_date": "2023-04-12T08:42:37.982Z"
}
],
"customer_type": "string",
"relationship_with_applicant": "string",
"customer_relationship_id": "string",
"is_individual": true,
"constitution_type": "string",
"authorized_signatory": "string",
"bureau_score": "string",
"registration_number": "string",
"registration_type": "string",
"sub_industry": "string",
"partnership_percentage": 0,
"msme_flag": true,
"msme_subtype": "string",
"customer_category": "string",
"commercial_bureau_score": 0,
"kyc_risk_categorization": "string",
"nach_detail": {
"umrn": "string",
"is_active": true,
"status": "string",
"mandate_type": "string",
"remarks": "string",
"mandate_id": "string",
"creation_date": "2023-04-12T08:42:37.982Z",
"contribution_type": "string",
"expiry_date": "string",
"start_date": "string",
"frequency": "string",
"mandate_amount_cap": "string",
"e_nach_details": {
"auth_mode": "string",
"auth_frequency": "string",
"maximum_amount": 0,
"state_details": "string"
}
},
"payment": {
"dob": "2023-04-12T08:42:37.982Z",
"remarks": "string",
"obligations": [
{
"loan_amount": 0,
"emi_amount": 0,
"emis_paid": 0,
"bank_name": "string",
"remaining_loan_balance": 0,
"financial_institution": "string"
}
],
"email": [
{
"type": "string",
"email": "string"
}
],
"address": [
{
"line1": "string",
"line2": "string",
"pincode": "string",
"city": "string",
"state": "string",
"country": "string",
"type": "string",
"state_code": "string",
"residence_type": "string"
}
],
"documents": [
{
"description": "string",
"document_url": "string",
"document_value": "string",
"is_verified": true,
"applicant_type": "string",
"customer_name": "string",
"other_document_name": "string",
"document_type": "string",
"document_status": "string",
"document_state": "string",
"receiving_date": "2023-04-12T08:42:37.982Z",
"document_file": "string",
"document_format": "string",
"loan_id": 0,
"document_stage": "string",
"disbursal_stage": "string",
"document_department": "string"
}
],
"religion": "string",
"caste": "string",
"cibil": 0,
"crif": "string",
"industry": "string",
"website": "string",
"paymentFavour": "string",
"accountNumber": "string",
"bankName": "string",
"ifsc": "string",
"branch": "string",
"accountType": "string",
"categoryType": "string",
"repaymentAccount": "string",
"disbursalAccount": "string",
"first_name": "string",
"last_name": "string",
"middle_name": "string",
"gender_id": "string",
"category_id": "string",
"place_of_birth": "string",
"marital_status_id": "string",
"country_code": "string",
"contact_person_name": "string",
"contact_person_mobile": "string",
"contact_person_email": "string",
"preferred_address": "string",
"phone_number": [
{
"type": "string",
"phone": "string",
"code": "string",
"extn": "string",
"is_whatsapp_no": true
}
],
"related_people": [
{
"age": 0,
"dependants": 0,
"remarks": "string",
"name": "string",
"address": {
"line1": "string",
"type": "string"
},
"dob": "2023-04-12T08:42:37.982Z",
"degree_id": "string",
"phone_number": [
{
"type": "string",
"phone": "string",
"code": "string",
"extn": "string",
"is_whatsapp_no": true
}
],
"occupation_id": "string",
"same_occupation": true,
"living_with_him": true,
"medical_condition": "string",
"maiden_name": "string",
"people_type": "string",
"relation_id": "string",
"education_qualification_id": "string"
}
],
"customer_id": 0,
"preferred_language": "string",
"bank_details": [
{
"branch_name": "string",
"account_number": "string",
"id": 0,
"bank_name": "string",
"is_repayment_account": true,
"is_default_account": true,
"branch_ifsc": "string",
"bank_document": [
{
"description": "string",
"document_url": "string",
"document_value": "string",
"is_verified": true,
"applicant_type": "string",
"customer_name": "string",
"other_document_name": "string",
"document_type": "string",
"document_status": "string",
"document_state": "string",
"receiving_date": "2023-04-12T08:42:37.982Z",
"document_file": "string",
"document_format": "string",
"loan_id": 0,
"document_stage": "string",
"disbursal_stage": "string",
"document_department": "string"
}
],
"nach_detail": {
"umrn": "string",
"is_active": true,
"status": "string",
"mandate_type": "string",
"remarks": "string",
"mandate_id": "string",
"creation_date": "2023-04-12T08:42:37.982Z",
"contribution_type": "string",
"expiry_date": "string",
"start_date": "string",
"frequency": "string",
"mandate_amount_cap": "string",
"e_nach_details": {
"auth_mode": "string",
"auth_frequency": "string",
"maximum_amount": 0,
"state_details": "string"
}
},
"umrn_no": "string",
"customer_name": "string",
"branch_code": "string",
"account_type": "string"
}
],
"business_details": [
{
"landmark": "string",
"phone": "string",
"msme": true,
"ownership": "string",
"state": 0,
"district": 0,
"city": 0,
"earner": true,
"company_or_firm_name": "string",
"gross_monthly_income": 0,
"total_work_experience": 0,
"major_occupation": true,
"full_address": "string",
"preferred_communication": true,
"pin_code": "string",
"total_expense": 0,
"udyog_aadhar": "string",
"loan_net_worth": 0,
"designation": "string",
"monthly_purchase": 0,
"monthly_sale": 0,
"total_year_of_operation": 0,
"nature_of_business": "string",
"business_type": "string",
"occupation_type": "string"
}
],
"institution_details": [
{
"industry": "string",
"remarks": "string",
"turnover": 0,
"employer_name": "string",
"sub_industry": "string",
"institution_name": "string",
"institute_description": "string",
"nature_of_business": "string",
"registration_number": "string",
"net_worth": 0,
"employee_strength": "string",
"website_link": "string",
"commencment_date": "2023-04-12T08:42:37.982Z",
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