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Fetch Basic Details for Loan

GET Basic Loan Details for Loan Id

This SynoFin API retrieves all the essential loan information using this Loan Viewer API using Loan Id.

Screenshot 2023-04-20 at 3.17.25 PM.png

URL: {{base_url}}/loan-management/v1/getBasicLoanDetails

Run in Postman: GET Loan Basic Details

Request: 

Request Type: GET
Authorization: Bearer Token
Query Parameter:
Key Data Type Description Validations Default Value Required
loanId Integer Unique identity constraint  N/A - Yes


Response:

Success: 200 OK
Schema
Attribute Data Type Description Mandatory
dpd Numeric Days past due No
email String Email address of the customer No
address String Customer's address No
tenure Numeric Loan tenure (months) No
foir Numeric Fixed Obligation to Income Ratio No
source_application_number String Unique identifier for the source application No
dealer_id String Dealer ID No
loan_application_id Numeric Loan application ID Yes
convert_to_tl_tenure Numeric Converted to term loan tenure No
interest_rate Numeric Interest rate (%) Yes
original_tenure Numeric Original loan tenure (months) Yes
ltv_ratio Numeric Loan to Value ratio (%) Yes
loan_amount Numeric Loan amount (INR) Yes
loan_tenure Numeric Loan tenure (months) Yes
installments_paid Numeric Number of installments paid Yes
loan_marking Array Details of any loan markings No
installment_amount Numeric Installment amount (INR) Yes
principal_outstanding Numeric Principal outstanding (INR) Yes
customer_name String Customer's name Yes
customer_father_name String Customer's father's name No
phone_no String Customer's phone number Yes
is_whatsapp_no Boolean Indicates if the phone number is for WhatsApp No
advance_installment_count Numeric Count of advance installments No
advance_installment_amount Numeric Amount of advance installments (INR) No
total_overdue Numeric Total overdue amount (INR) No
emi_due Numeric Due EMI amount (INR) No
other_charges Numeric Other charges associated with the loan (INR) No
disbursed_by String Name of the disbursing authority No
source_application_identifier String Identifier for the source application No
product String Type of product Yes
scheme String Loan scheme Yes
loan_type String Type of loan No
loan_application_number String Unique identifier for the loan application Yes
balance_principal Numeric Balance principal amount (INR) Yes
interest_rate_monthly Numeric Monthly interest rate (%) Yes
no_of_disbursement Numeric Number of disbursements Yes
customer_id Numeric Customer ID Yes
lending_rate Numeric Lending rate (%) No
scheme_lending_rate Numeric Scheme lending rate (%) No
emi_amount Numeric EMI amount (INR) No
utilized_limit Numeric Utilized loan limit (INR) No
dsa_name String Name of the Direct Selling Agent (DSA) No
unrealized_limit_amount Numeric Unrealized loan limit amount (INR) No
branch_manager String Branch manager's name No
sourcing_channel String Channel through which the loan was sourced No
risk_category String Risk category of the loan No
sourcing_channel_type String Type of sourcing channel Yes
pd_location String Location for probability of default calculation No
account_classification String Classification of the loan account No
drawing_power Numeric Drawing power (INR) Yes
lien_mark String Indicates if there's a lien mark on the loan No
lien_amount Numeric Amount marked as lien (INR) No
tos Numeric Terms of service No
debit_freeze String Indicates if there's a debit freeze on the account No
total_freeze String Indicates if there's a total freeze on the account No
pemi_count Numeric Count of pre-EMIs No
loan_net_worth Numeric Net worth of the loan (INR) No
start_principle_recovery Numeric Start principle recovery (INR) No
caf_number String Customer Application Form (CAF) number No
no_of_cheque_bounce Numeric Count of cheque bounces No
dealer_code String Code for the dealer No
advance_emi Numeric Advance EMI amount (INR) No
advance_emi_payment_mode String Payment mode for advance EMI No
total_moratorium_count Numeric Total count of moratorium periods No
next_emi_amount Numeric Amount of the next EMI (INR) No
moratorium_period Numeric Moratorium period (months) No
advance_amount_recovery_type String Type of advance amount recovery No
total_nach_bounce_count Numeric Total count of NACH bounces No
total_count_of_repayment Numeric Total count of repayments No
whatsapp_no String WhatsApp number of the customer No
aggregated_ltv Numeric Aggregated Loan to Value ratio (%) No
overline_amount Numeric Overline amount (INR) No
total_number_of_bounce_count Numeric Total number of bounce counts No
installment_receipt_bounce_count Numeric Count of bounced installment receipts No
moratorium_type String Type of moratorium No
moratorium_months Numeric Number of months in the moratorium period No
account_type String Type of loan account No
remarks String Additional remarks No
disbursal_author_name String Name of the disbursing authority No
product_type String Type of product Yes
credit_manager_code String Code of the credit manager No
sourcing_rm_code String Code of the sourcing relationship manager No
branch_manager_code String Code of the branch manager No
limit_expiry_date String Expiry date of the loan limit No
repayment_van String Mode of repayment No
tds_mode String TDS (Tax Deducted at Source) mode No
portfolio_code String Code of the loan portfolio No
area_code String Area code No
credit_type String Type of credit No
tenure_unit String Unit of loan tenure No
sanction_by String Authority that sanctioned the loan No
emi_hold String Indicates if there's a hold on EMI payments No
payments_in_between String Details of any payments made in between EMIs No
nature_of_loan String Nature of the loan No
nature_of_business String Nature of the customer's business No
psl_category String Priority Sector Lending (PSL) category No
is_colending Boolean Indicates if the loan is co-lending No
accounting_write_off Boolean Indicates if the loan is written off in accounting records No
psl_sub_category String Sub-category of Priority Sector Lending (PSL) No
repayment String Details of repayment terms No
product_category String Category of the loan product No
product_sub_category String Sub-category of the loan product No
bulk_upload_id String ID of the bulk upload No
existing_lan String Details of any existing loans No
psl_name String Name of the Priority Sector Lending (PSL) No
psl_remarks String Remarks related to Priority Sector Lending (PSL) No
customer_branch String Branch where the customer is associated No
customer_profile String URL to the customer's profile image No
disbursal_status String Status of the loan disbursal Yes
sourcing_rm String Name of the sourcing relationship manager No
loan_status String Status of the loan Yes
credit_manager String Name of the credit manager Yes
sourcing_branch String Branch from which the loan was sourced Yes
disbursal_date String Date of loan disbursal Yes
maturity_date String Date of loan maturity Yes
asset_classification String Classification of the loan asset Yes
tenure_convention String Convention followed for loan tenure No
interest_start_date String Start date for interest calculation Yes
repayment_start_date String Start date for loan repayment Yes
repayment_mode String Mode of loan repayment No
disbursed_start_date String Start date for loan disbursal Yes
disbursed_final_date String Final date for loan disbursal Yes
agreement_date String Date of agreement No
string_interest_rate String Interest rate as a string Yes
string_interest_rate_monthly String Monthly interest rate as a string Yes
rate_type String Type of interest rate No
total_limit Numeric Total loan limit Yes
remaining_limit Numeric Remaining loan limit Yes
login_date String Date of loan application Yes
total_due_amount Numeric Total amount due No
irr Numeric Internal Rate of Return (IRR) No
balance_tenure Numeric Remaining tenure (months) No
recovery_type String Type of recovery No
recovery_sub_type String Sub-type of recovery No
relationship_with_applicant String Relationship of the applicant with the loan No
customer_nationality String Nationality of the customer No
segement String Segment of the loan No
offer_amount Numeric Offered loan amount No
partial_tenure Numeric Partial tenure (months) No
subvention_amount Numeric Subvention amount (INR) No
subvention_amount_without_tax Numeric Subvention amount without tax (INR) No
over_line Numeric Overline amount (INR) No
partner String Partner associated with the loan No
subvention_tax_amount Numeric Subvention tax amount (INR) No
subvention_type String Type of subvention No
state_head String Head of the state No
branch_hierarcy String Hierarchy of the branch No
cost_of_asset Numeric Cost of the asset (INR) No
customer_irr Numeric Customer's Internal Rate of Return (IRR) No
over_due Numeric Overdue amount (INR) No
sourcing_rm_name String Name of the sourcing relationship manager No
sourcing_supervisor String Name of the sourcing supervisor No
cancellation_date String Date of loan cancellation No
loan_closure_date String Date of loan closure No
dpd_effective_date String Effective date of DPD No
agreed_amount Numeric Agreed loan amount Yes
emi_cycle Numeric EMI cycle (days) Yes
foreclosed_amount Numeric Foreclosed amount (INR) Yes
limit_start_date String Start date of the loan limit Yes
limit_end_date String End date of the loan limit Yes
first_name String First name of the customer No
last_name String Last name of the customer No
middle_name String Middle name of the customer No
rbi_activity_classification String RBI activity classification No
total_outstanding_receivables Numeric Total outstanding receivables (INR) No
payment_on_hold_status Boolean Indicates if payment is on hold No
payment_on_hold_reason String Reason for holding payment No
pending_tranche_amount Numeric Pending tranche amount (INR) No
loan_relation_details Array Details of loan relationships No
is_adhoc String Indicates if the loan is ad-hoc No
is_subvention String Indicates if subvention is applied to the loan No
maturity_closure_date String Date of maturity closure No
anchor_rate Numeric Anchor rate No
spread Numeric Spread Yes
Body 
{
  "response": true,
  "data": {
    "dpd": 0,
    "email": "string",
    "address": "string",
    "tenure": 0,
    "foir": 0,
    "source_application_number": "string",
    "dealer_id": null,
    "loan_application_id": 0,
    "interest_rate": 0,
    "original_tenure": 0,
    "ltv_ratio": 0,
    "loan_amount": 0,
    "loan_tenure": 0,
    "installments_paid": 0,
    "loan_marking": [],
    "installment_amount": 0,
    "principal_outstanding": 0,
    "customer_name": "string",
    "phone_no": "string",
    "is_whatsapp_no": null,
    "advance_installment_count": 0,
    "advance_installment_amount": 0,
    "total_overdue": 0,
    "emi_due": 0,
    "other_charges": 0,
    "disbursed_by": null,
    "source_application_identifier": null,
    "product": "string",
    "scheme": "string",
    "loan_type": null,
    "loan_application_number": "string",
    "balance_principal": 0,
    "interest_rate_monthly": null,
    "no_of_disbursement": 0,
    "customer_id": 0,
    "lending_rate": null,
    "scheme_lending_rate": null,
    "emi_amount": 0,
    "utilized_limit": 0,
    "dsa_name": null,
    "unrealized_limit_amount": null,
    "applied_amount": null,
    "branch_manager": "",
    "sourcing_channel": null,
    "risk_category": null,
    "sourcing_channel_type": null,
    "pd_location": null,
    "account_classification": "",
    "drawing_power": 0,
    "lien_mark": "string",
    "lien_amount": 0,
    "tos": 0,
    "debit_freeze": "No",
    "total_freeze": "No",
    "pemi_count": 0,
    "loan_net_worth": null,
    "start_principle_recovery": true,
    "caf_number": null,
    "no_of_cheque_bounce": 0,
    "dealer_code": null,
    "advance_interest": null,
    "advance_emi": null,
    "advance_emi_payment_mode": null,
    "advance_interest_payment_mode": null,
    "total_moratorium_count": 0,
    "next_emi_amount": null,
    "grace_period": null,
    "delinquency": null,
    "moratorium_period": null,
    "advance_amount_recovery_type": null,
    "total_nach_bounce_count": 0,
    "total_count_of_repayment": 0,
    "whatsapp_no": null,
    "aggregated_ltv": null,
    "overline_amount": 0,
    "total_number_of_bounce_count": 0,
    "moratorium_type": null,
    "moratorium_months": null,
    "loan_purpose": null,
    "account_type": null,
    "remarks": null,
    "customer_branch": null,
    "customer_profile": "",
    "disbursal_status": "string",
    "sourcing_rm": null,
    "loan_status": "string",
    "credit_manager": null,
    "sourcing_branch": "string",
    "disbursal_date": "dd/MM/yyyy",
    "maturity_date": "dd/MM/yyyy",
    "asset_classification": null,
    "tenure_convention": null,
    "interest_start_date": "dd/MM/yyyy",
    "repayment_start_date": "dd/MM/yyyy",
    "repayment_mode": "DRE",
    "disbursed_start_date": "dd/MM/yyyy",
    "disbursed_final_date": "dd/MM/yyyy",
    "agreement_date": "dd/MM/yyyy",
    "string_interest_rate": "String",
    "string_interest_rate_monthly": "string",
    "rate_type": null,
    "total_limit": null,
    "remaining_limit": 0,
    "login_date": null,
    "total_due_amount": 0,
    "irr": 0,
    "balance_tenure": 0,
    "recovery_type": null,
    "recovery_sub_type": "0",
    "relationship_with_applicant": null,
    "customer_nationality": null,
    "segement": null,
    "offer_amount": null,
    "partial_tenure": null,
    "subvention_amount": null,
    "over_line": null,
    "partner": null,
    "subvention_tax_amount": null,
    "subvention_type": null,
    "state_head": "",
    "branch_hierarcy": null,
    "cost_of_asset": 0,
    "product_type": "string",
    "customer_irr": 0,
    "over_due": null,
    "sourcing_rm_name": null,
    "sourcing_supervisor": null,
    "cancellation_date": null,
    "loan_closure_date": "dd/MM/yyyy",
    "dpd_effective_date": null,
    "agreed_amount": 0
  },
  "error": null
}
Status Code: 400 BAD REQUEST
Schema
Attribute

 Type Description Mandatory
response
 String Internal status code that denotes the status of request Yes
data
 Object Response Object for the given inputs No
error Object Data Object Internal error object for the given inputs Yes

code integer Internal error code for API Yes
text String Error message for the API No
detail String Reason / Detail for the cause of error No
Body
Expected messages as per Status API :
Error Code Description
107001 An Exception occurred in saving data 
{
    "response": false,
    "data": null,
    "error": {
        "code": 0,
        "text": "string",
        "detail": "string"
    }
}


Unauthorized: 401

Note: If the API is not authorized with the Token or if the authorization token has expired, this error is going to show up.

Body 
{
    "code": 401,
    "message": "auth fail, you can retry!"
}




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