Add NACH Details for Loan

POST Add-mandate

This is the Loan Modification API used to add the Loans' NACH details.

If the NACH details need to be updated for a new bank account, then use the following API to add new bank and then continue below: Add Bank Details for Loan | SynoFin Docs

To update Nach Details, the first step is to get Data using the following API: Loan Action: Get Data Loan Actions
with request_id key as 'add_mandate' to fetch masters data.

Also fetch data masters data using the following masters API: Get Master Type | SynoFin Docs
with below request body : 

[
    {
        "parent": "service_request_id",
        "parent_id": "520", //loan ID
        "type": "customers"
    },
    {
        "parent_id": "520", // Loan ID
        "type": "bank_account"
    },
    {
        "type": "nach_type"
    },
    {
        "loan_id": "520", // Loan ID
        "type": "payment_bank"
    },
    {
        "type": "mandate_frequency_type"
    },
    {
        "type": "contribution_basis_type"
    },
    {
        "type": "mandate_verification_status_type"
    },
    {
        "type": "is_active"
    }
]

Use the masters fetched from the above APIs in the below POST API:

API URL: {{base_url}}/loan-modification/v1/service-request/save

Request Body:

{
    "loan_id": "520",
    "request_data": {
        "amount_cap": 13651,
        "bank_account": "526",
        "bank_address": "GN BLOCK, BANDRA KURLA COMPLEX BANDRA (EAST), MUMBAI 400051, MAHARASHTRA",
        "bank_name": "Axis Bank",
        "consumer_reference": "131311311313",
        "contribution_basis_type": "installment",
        "customer_name": "Chetan",
        "customers": "514",
        "expiry_date": "2025-03-30",
        "hold_reasons": "",
        "ifsc_number": "UTIB0000776",
        "is_active": "true",
        "mandate_frequency_type": "monthly",
        "mandate_verification_status_type": "completed",
        "micr_code": "940294029",
        "nach_type": "auto_debit",
        "payment_bank": "12313",
        "repayment_contribution": 100,
        "start_date": "2024-12-31",
        "transaction_date": "2024-12-31",
        "umrn": "42343242343243243422"
    },
    "service_request_id": "",
    "service_request_subtype": "2",
    "service_request_type": "add_mandate",
    "service_type": ""
}

Response 200:

{
    "response": true,
    "data": {
        "result": null,
        "status": "initiated",
        "service_request_id": 431,
        "unique_transaction_number": null,
        "transaction_id": 99962,
        "unique_source_identifier": null
    },
    "error": null,
    "timestamp": "2024-12-31T11:31:06.915+00:00"
}